Starting from 20 16 12 1, the bank counters (individual customers only) and non-counter channels except self-service teller machines will provide three transfer methods for customers to choose from.

1. "Real-time account arrival": after accepting the depositor's application for transfer, deduct the money and remit it immediately.

2. "Ordinary arrival": Ordinary arrival refers to non-real-time arrival. After accepting the depositor's transfer application, the deduction will be delayed for 2 hours and remitted.

3. "Arriving the account the next day": After accepting the depositor's application for transfer, the remittance will be delayed until the second natural day. Please note that the arrival of the next day is not 24 hours later.

4. The above remittance time refers to the time when the bank deducts money and initiates remittance. If it is an inter-bank transaction, the arrival time also depends on the inter-bank clearing system of the People's Bank of China and the posting time of the receiving bank.

When the bank handles this transaction, if the relevant clearing system has been closed, the transaction will be deducted at the agreed time and remitted when the clearing system is in normal service.