Agricultural Bank of China has no children's education fund, but has education savings. Just take your ID card to the counter of the Agricultural Bank of China.
Education savings is a special kind of savings, which is to save money for children to receive non-compulsory education in the future. The term is divided into 1 year, 3 years and 6 years, and the maximum amount is 20,000 yuan.
Interest income is higher than zero deposit and withdrawal. Disadvantages are complicated procedures, many restrictions, and the selected deposit period is too long to enjoy the benefits of raising interest rates. Therefore, education savings can be used as an auxiliary financial management tool.
Only students above the fourth grade of primary school can apply; The maximum deposit is 20 thousand yuan, which can not meet the preparation of children's education fund; We should consider the risks brought by changes in deposit interest rates. Education savings shall bear interest at the interest rate on the date of account opening, and shall be deposited before the interest rate is raised.