The so-called premium exemption means that when certain specific circumstances stipulated in the insurance contract lead to complete incapacity, the insurance company agrees that the insured can no longer pay the subsequent premium, and the insurance contract is still valid.

If you want to buy this kind of education fund insurance, I recommend the Sunshine Travel Education Fund Protection Plan (dividend-sharing type). You can freely choose junior high school education fund, senior high school education fund, university education fund and marriage venture fund according to your baby's age and actual needs in the future.

You can also look at the Education Fund Policy (/xiong1ma/item/87a5846c2ac9b12a7cdccec57), which contains the introduction of this insurance and some insurance techniques.

I hope my answer is helpful to you! If you have any other questions, you can continue to contact me!