Let's briefly talk about the types of insurance that China Life is suitable for children:
1, critical illness insurance
Insure your child with critical illness insurance, and you can pay in advance after the agreed critical illness is diagnosed. For example, if you buy 200,000 insurance coverage, you can give 200,000 after diagnosis, which can be used to advance medical expenses and supplement nutrition expenses. China Life Kangning Children's Edition and China Life Fu Children's Extreme Edition are the most popular children's critical illness insurance in China. Parents can refer to it.
2. Hospitalization medical insurance
Hospitalization insurance can be used to reimburse outpatient and hospitalization expenses caused by illness or accident, and some also provide hospitalization allowance. It is generally recommended to supplement the purchase of serious illness with additional medical insurance. At present, China Life sells well in children's hospitalization insurance, including China Life's long-term hospitalization insurance and so on.
3. Accident insurance
Children have low awareness of self-prevention and are more likely to have accidents. Parents can consider preparing an accident insurance for their children, such as daily cat and dog scratches, falls and bruises, which can be reimbursed.
4. Xue Ping Insurance Company
If your child reaches school age, remember to buy a medical insurance before school starts. At present, the school no longer provides purchase channels, so parents have to find insurance companies to buy them themselves. China Life has a good reputation in medical insurance.