Whether it is Meituan or other loan platforms, under normal circumstances, after the borrower fails to repay the loan on time and is overdue for more than a certain number of days, the lending institution will report the relevant information to the credit reporting agency. This kind of report may have a negative impact on the borrower's personal credit record. However, whether to report the credit information is related to the three days in loans overdue, and it needs to be judged according to the specific situation.

Detailed description:

1. According to the operating mechanism of domestic credit information system, the term and amount of overdue repayment by borrowers are the key factors that affect whether to report credit information. Generally speaking, the longer the time in loans overdue, the greater the overdue amount, and the higher the probability of reporting credit information.

2. Different lending institutions handle overdue behaviors in different ways. Although Meituan is a well-known loan platform, the specific credit information policy may vary from institution to institution. Therefore, it is necessary to refer to the specific policies of Meituan or communicate with customer service to obtain accurate information.

3. It should be emphasized that even if the credit report is submitted three days after the deadline, the personal credit record will not be adversely affected immediately. When evaluating personal credit, credit reporting agencies will comprehensively consider the overall credit status of borrowers, including repayment records, liabilities and other factors.

4. Personal credit records are of great significance for financial activities such as loans and credit card applications. Therefore, timely repayment of loans is an effective way to maintain personal credit.

Summary:

Whether the loan is overdue for three days needs to be judged according to the specific situation. Generally speaking, the time and amount of overdue repayment will affect whether to report credit information. It is suggested that the borrower repay the loan on time within the loan period and maintain a good credit record.

Extended data:

Credit information system is a credit information inquiry platform of China financial industry built and managed by China People's Bank. The credit information system collects the credit information of individuals and enterprises and provides credit evaluation basis for financial institutions. The borrower's credit record is one of the important contents in the credit information system, which directly affects the individual's credit rating and credit limit. Therefore, maintaining a good credit record is particularly important for personal financial activities.

Note: The above answers are for reference only, and the specific situation needs to be determined according to the actual operation and policy provisions of Meituan Loan. It is recommended to consult relevant parties or communicate with Meituan Loan Customer Service to obtain accurate information.