So for children, do you need to buy insurance? What should I pay attention to when buying insurance? Senior, let me tell you! .
Below, Senior Sister directly recommends three high-quality critical illness insurance for children to parents and friends. At this time, you can choose as needed!
First, high-quality children's critical illness insurance single payment recommendation!
1, Mommy Baby Newborn Edition
As usual, I want to send you the product protection map of Mommy Bao Bei Newborn Edition:
As can be seen from the picture, Mommy Baby Newborn Edition is a new type of critical illness insurance for children jointly launched by Fosun. Children aged from 30 days to 17 can be insured, with a total of 6 payment cycles, and the longest payment cycle is 30 years.
Its protection is in place, not only for mild and severe diseases, but also for all three; Death protection and exemption protection of the insured are also within the scope of protection.
In addition to the above, it provides extremely high compensation for 20 special diseases and 5 rare diseases of children, which brings full protection to children; Moreover, the new version of Mommy Bao Bei's protection also includes the optional liability for secondary compensation for severe malignant tumors and major diseases, which can continue to extend the effectiveness of the protection.
In addition, accidental medical insurance and accidental hospitalization allowance are arranged for accidental injuries, which can be flexibly selected.
It can be seen that the new version of Mommy Baby really covers basic protection, child-specific protection and child accident protection. The content of protection is very comprehensive, but also very rich.
If you want to know more about this product, please click the following link:
What are the competitive advantages of the new Mommy Baby Newborn Edition? Be sure to read it before buying it! 》
2. Qingyunwei No.2 Children's Critical Illness Insurance
The guarantee content is shown in the following figure:
The age range of critical illness insurance for Qingyunwei No.2 children is from 28 days after birth to 17 years old. The guarantee period is 30 years, 70 years or life. At the same time, there are also six payment periods, which are due in 5/ 10/ 15/20/30 years. It can be seen that the guarantee period and payment period are flexible.
In addition, the basic protection content of this product is also very comprehensive, which not only provides protection for mild, moderate and severe diseases, but also provides additional compensation for specific/rare diseases of children, and also provides premium exemption protection for the insured with mild, moderate and severe diseases.
In addition, Qingyunwei No.2 children's critical illness insurance also has a variety of optional protection responsibilities, such as disease care fund (compulsory 30-year protection), intensive care unit subsidy insurance fund, policyholder exemption, secondary critical illness insurance fund, and secondary "malignant tumor-severe" insurance fund. You can choose according to your own needs.
Due to the limited space, the seniors will not describe it in detail. If you want to know your friends, you can learn about them through this article:
How about China Merchants Renhe Qingyunwei No.2 critical illness insurance for children? You will know after reading it! 》
Of course, if friends like to pay more for serious illness, there is another product that can be considered, and that is Fude Life Life, which will protect the critical illness insurance.
Third, Huibao's critical illness insurance provides children with multiple critical illness insurance protection!
Before it's too late, let's take a look at the product protection map:
Inconsistent with the above two products, Huibaobao is a kind of critical illness insurance with multiple payments. Critical illness insurance 100, with a maximum payment of 5 times. In this way, children can be guaranteed many times. As long as you have a serious illness, you can no longer enjoy serious illness insurance. This problem has been solved perfectly.
Not only that, when you are seriously ill ten years before the insurance policy or at the age of 40 or later, the insurance company will provide an additional 50% of the basic coverage and increase the initial coverage to meet the requirements of breaking through the coverage times and coverage intensity.
In addition, this product does a very good job in protecting children. If a friend under the age of 25 suffers from 20 kinds of serious diseases for children, he can get an extra 120% coverage. If the disease falls within the scope of five congenital major diseases, you can enjoy an extra payment of 80% of the insured amount.
In other words, after purchasing this Huibaobao product, the 6-year-old baby can get 220% protection and 180% protection respectively, and resist the risks of 20 special diseases and 5 congenital serious diseases!
Friends who want to know more about this product can read this article:
"Fude Life" Huibao "is coming strongly, and I will tell you whether it is worth buying in three minutes! 》
High-level summary:
Mommy Bao Bei's new version of the protection is very strong, and the compensation is very strong, especially for children with special diseases; Qingyunwei No.2 children's critical illness insurance also has comprehensive protection, and it also provides additional compensation for children's specific/rare diseases, and also comes with death or total disability protection. Huibao has paid 5 times for serious illness, involving every age stage, and there is a high amount of overweight protection for congenital genetic serious illness; It is recommended to compare more and then choose the best.
Finally, we must remember that we must uphold the principle of "adults first, children later" and do our own protection first ~
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
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