As soon as the news came out, the circle of friends and Weibo were occupied by major analysts, and people had different views, some supported and some did not.

People are glad that solving the problem of population structure and aging is conducive to China's sustainable development; What everyone is worried about is that it is difficult to raise one child now, and it is even more difficult to have three more.

Male friends feel a lot of pressure, and the taste of making money really smells good!

Perhaps, just like this good thing that my senior sister brought to my friends today-Taikang Baoyu Children's Annuity Insurance, Growth Care Fund and Education Fund are all included! It is a good way under the background of the three-child policy ~

However, children's annuity insurance is really a good thing, but it is not bought casually! The following purchase strategy summarized by this senior is worth seeing: Is the value of children's annuity insurance worth buying? How to buy?

Time is precious. Let's discuss this topic with you. Why can Taikang Baoyu Children's Annuity Insurance cope with the three-child policy? Friends who want to continue to understand, read on!

1. Is the income of Taikang Baoyu Children's Annuity Insurance considerable?

The following is the product diagram of Taikang Baoyu Children's Annuity Insurance:

Want to know what is the guarantee responsibility of Taikang Baoyu children's annuity insurance, read on. For example, Senior Lao Li has insured his 0-year-old baby for Baoyu Children, with an annual premium of 50,000, and the basic insurance amount is 9,650 when he is 5 years old.

1, Growth Care Fund

As soon as the three-child policy was introduced, everyone's inner OS was: the cost of raising a child is so high, one is enough, and now there are three more. This salary is not enough to buy milk powder. It's really unbearable!

Therefore, Taikang Baoyu Children's Annuity Insurance has a growth care fund. After the contract takes effect for 5 years, the basic insurance amount will be paid as a growth care fund.

Therefore, starting from the sixth year, Old Li Can will receive the Baby Growth Care Fund every year, totaling 9650 yuan, which is enough to pay the kindergarten tuition!

2. University education grant

Under the background of the three-child policy, the first thing that comes to mind is the children's education fund. However, the annual expenses of state-owned universities of at least 6.5438+0.5 million will really bring great pressure to ordinary families!

Therefore, Taikang Baoyu Children's Annuity Insurance will expand protection. For example, the responsibility to protect the university education fund should not only start from the sixth year when the policy comes into effect, but also 18, 19, 20, 2 1 year, and pay twice the basic insurance amount as the university education fund every year.

It means that in the next four years, you can get a university education fund of 19300 every year, but you need to start from the age of 18 for Lao Li's baby, so you don't have to worry about education expenses and rush about the family economy!

Step 3 get married and start a career

When the child reaches the age of 28, Taikang Baoyu Children's Annuity Insurance will pay 10 times the basic insurance amount as a family fund, that is, there is a family fund of 96,500 yuan to help the child buy a house or a car, or as a career fund to make the child's life happier!

As mentioned above, Lao Li insured Taikang Baoyu Children's Annuity Insurance for the 0-year-old baby, so at this time, the insurance premium that the baby will receive at the age of 28 will be 299 150 yuan.

Some people will think that Taikang Baoyu Children's Annuity Insurance has a low income!

Don't worry, if you want high-yield financial insurance, you can compare it. For example, choose one from this financial insurance list: If you want to buy high-yield financial insurance, this financial insurance is a good choice!

There are many annuity insurance products in the above list, and I think many friends are dazzled! Next, I will choose a product from it and tell you, let's look at the patron saint of love life. What is the profit of this product!

2. What are the advantages of Taikang Baoyu Children's Annuity Insurance over caring for the patron saint of life?

Cut the crap, let's take a look at the product map of the patron saint of love life:

The guarantee responsibility of education fund and growth fund is not the outstanding feature of this product.

The best thing about this product is that the insured amount will increase with compound interest at the rate of 3.6% every year. Many insurance companies are puzzled by the lack of protection responsibilities such as education funds and growth funds. Can they buy with confidence?

Everyone knows that the children's expenses are paid by their parents!

Can the only child buy financial insurance?

I don't know, it is ok for parents to invest their income in their children's education or entrepreneurship.

If Lao Wang is insured as the patron saint of caring for life at the age of 30, and pays RMB 65,438+10,000 per year, 10, his income is as follows:

The income calculus shows that in the year of 1 1 of the policy, Lao Wang is in middle age, and the cash value of the patron saint of love life has exceeded the premium, which means that Lao Wang has returned to his capital.

After the age of 40, the income of the patron saint of Lao Wang's love life has been rising, especially in the later period, the cash value has skyrocketed!

So how much can Lao Wang earn at the age of 46? You can probably earn 440 thousand. If Pharaoh's children are 65,438+0 years old and Pharaoh is about 30 years old, then Pharaoh's children will not go to high school until they are 46 years old. Although the cost of children's high school education is not a small sum, Lao Wang doesn't have to worry about it with this money!

When Lao Wang is 50 years old, this product will appreciate by 3 1 1,000 yuan. When Lao Wang is 54 years old, he can earn more than one million!

Then, this money can always be used as a child's education fund, or as a venture capital, enough for children to buy a house and prepare for their own pension!

Of course, the intimate senior guessed that someone would be interested in this article about the detailed evaluation results of the patron saint of caring for life, so the senior kept this article, and the stamp of interest was: the real income of patron saint 2.0 was shocking!

Therefore, the three-child policy is not as unacceptable as everyone thinks. The terrible thing is that everyone doesn't know how to invest! Children's annuity insurance can save a lot of money for parents in children's accidents, or increase the life insurance amount, and parents can insure themselves. In short, buying insurance can greatly reduce costs!

Moreover, the characteristics of high compound interest, flexible fund collection and high income make the patron saint of love life more in line with everyone's needs. The advantage of the patron saint of love life is to bear the educational expenses of children for the insured!

So, today's content learning sister is here! Regarding the means to deal with the three-child policy, welcome to learn privately!

Write it at the end

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