Secondly, parents can involve their children in making family financial plans. Let children participate in it and help them realize that life should be planned, controlled and not squandered.
3. Let children know about family financial planning and learn to keep accounts. Children should have a bookkeeping book in their hands, and write down the income and expenditure items at home at any time, so that children can understand the daily expenses and income of the family and the ways to make money, so that children can know and experience the hardships of making money.
4. Parents can also sign an "pocket money contract" with their children, such as: "Party A pays Party B pocket money 60 yuan every month, of which 20 yuan is used to buy books, 20 yuan bus fare 10 yuan, and the rest 10 yuan is deposited in the bank ..., and if Party B overspends, Party A has the right to halve his pocket money in the next month; If Party B insists on depositing RMB 65,438+00 per month, Party A will give Party B a bonus equal to the deposit one year later. " Signing "pocket money contract" is a very popular method in the west to let children learn self-management and self-discipline. This is financial education, but also the exercise of children's psychological quality. However, the content of the contract cannot be set too rigidly. Let the child have his own space and give him the opportunity to exercise as a whole.
Finally, learn and master basic financial knowledge and tools with children, so that children can understand that they should not only make money reasonably and legally, but also have good consumption habits.
Ping An Bank has launched a variety of wealth management products to meet the needs of investors. Different wealth management products have different expected returns, investment directions and risks, and can be divided into guaranteed wealth management and non-guaranteed wealth management according to whether they are guaranteed or not.
Tips: The above explanations are for reference only. You can log in to Ping An Pocket Bank APP- Finance-Wealth Management, search for the name or code of wealth management products, and check the detailed product manual for understanding and purchase.
Reply time: 202 1- 12-22. Please refer to the latest business changes announced by Ping An Bank in official website.