2. Online repayment: Users can choose to prepay on the student loan information website of China Development Bank, and then add corresponding information. Every month, the lender will repay the student loan through the bank card account bound by the user.
The above is the repayment method of student loan.
First, pay off the student loan within a few years after graduation:
Student loans should be paid off in full within six years after graduation. Because according to the regulations of financial institutions that issue student loans, students who apply for student loans should pay off all debts within 6 years after graduation. This also shows that the borrowing period of the national student loan should not exceed 6 years after graduation.
Under normal circumstances, fresh graduates will repay the interest according to the loan cycle from September 1 of the graduation year. The borrower began to repay the principal and interest two years later. According to the relevant national regulations, the normal repayment deduction date of student loans is 65438+February 20th every year.
Second, how to repay the student loan:
1. Log in to online Alipay account (/) and click "Switch to Personal Edition";
2. Click "Application Center" at the top of the page again;
3. You can see "student loan repayment" in the column of "public welfare education", and then click enter;
4. Enter the borrower's Alipay account number, ID number and verification code, and then query the loan repayment information;
5. After seeing the repayment amount, repay according to the amount, and then follow the prompts to complete the payment operation.
Three. Where can I find the repayment record of the student loan?
1. Log in to the student online system of student-origin student loan, and click the repayment record on the left to view.
2. Log in to Alipay account on the computer side and take the initiative to repay through the application center: click the application center-student loan repayment-view the record.
3. Take your valid ID card to the bank counter to handle the student loan.
4. Is it taboo to repay the student loan in advance?
The statement that "prepayment of student loans is taboo" is actually not accurate, because student loans support prepayment. If the borrowing students have sufficient funds, they can naturally apply for early repayment and settle the student loan in advance; Of course, it is also possible to return a part in advance, which will not bring any adverse effects. Only overdue repayment will have adverse consequences.
If customers need to repay the student loan in advance, they can apply during June 10 to June 10 and 1 0 every year. After the approval of China Development Bank, he deposited the money before June 15 of that month, and then the system deducted the money on the 20th of that month.