Xiao Nuo answer:

Hello!

Children's education fund insurance is actually a special reserve of education fund. In terms of insurance, it is mainly the role of compulsory savings. I suggest that you might as well perfect insurance for your child, such as accident insurance and health insurance, and then buy education insurance for your child. When buying education fund insurance, we must pay attention to the additional risks that are exempt from insurance premiums. Prevent adults' accidents from affecting children's future education. As for which one is more suitable, it depends on the actual situation of the child. Here, Xiaonuo recommends an insurance product that integrates serious illness, education and hospitalization allowance. Baby Sailing Children's Education Gold Insurance (C). Although this product has no dividend function, it contains education+serious illness+hospitalization 3 in 1, which is comprehensive and worthy of children's choice.