First, what is marriage insurance
Insurance has entered people's lives, but many people may not know much about marriage insurance. Marriage insurance is also a kind of insurance, which belongs to the financial industry and is no different from ordinary insurance. It's just that the money paid by marriage insurance can be retrieved and distributed.
In fact, marriage insurance can also be called education fund insurance. The name mainly depends on the use of funds, but now marriage insurance has gradually withdrawn from people's lives and markets, which is relatively rare.
Second, the function and role of marriage insurance
1, the insured can receive the high school education fee when he reaches the age of 16; /kloc-you can get 4 years' college education fee when you enter the university at the age of 0/8; Those who have reached the legal marriage age of 22 years old can be given marriage leave money, but the amount of marriage leave should be determined according to the insured amount.
2. If the insured encounters misfortune or disability during the insurance period, the insurance company will pay the corresponding insurance amount according to the contract.
If the insured dies unfortunately during the insurance period, the insurance company will give death insurance money. If the insured has an accident, the insured does not need to pay the insurance premium, and the insurance company still bears the insurance liability.
4. Low marriage insurance premium and high income. You can take out education insurance separately or both. The insured is 22 years old.
Third, matters needing attention in purchasing marriage insurance
1. When applying for marriage insurance, you should truthfully fill in the age and health status of the insured and choose the insurance method that suits you.
2. After successful insurance, you must keep the insurance policy properly, which is an important basis for receiving insurance money and surrendering insurance.
The insured needs to pay the insurance premium.
The above is about marriage insurance. In fact, marriage insurance is also an ordinary insurance, which provides protection for future life.