Xueba said that insurance focuses on product evaluation! Recently, many people are confused about the content of education funds. If yes, I will tell you about the concept of education fund and what education funds are recommended to buy ~ To get more knowledge about dry goods of education fund, please read this article: "Is education fund worth buying?" What education funds are recommended for purchase? 》

Education fund is a kind of financial insurance, and its advantages are as follows:

(1) Education fund has low risk and high security.

② The income level of education funds is stable.

If you are interested in financial insurance and want to know more, just read this article:

"What kind of financial insurance is the most cost-effective? A secret article. "

However, the education grant also has some disadvantages:

(1) The income is low. The highest scheduled income is 3~4%, and the education fund can't make big money;

② Poor liquidity. Education grants should be paid on time every year for more than ten years.

What's good about an education fund worth buying? Let me talk about it in detail ~

① The predetermined interest rate is higher.

The biggest purpose of the education fund is to increase our present funds and ensure children's future education. The higher the predetermined interest rate of products, the higher the actual rate of return. One-time wholesale delivery, the sooner the better, this is the secret to improve the rate of return.

② Matching the education gap

The education grant stipulates that the time of receiving money should be consistent with the period of high education expenses.

For example, short-term payment of education funds until children go to college, children can start to receive money when they go to college.

So there are so many education funds on the market, which ones can be bought? Share the list with everyone as a reference before buying:

"202 1 evaluate the eight education funds with the highest rate of return! 》

Write it at the end

I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;

I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.

WeChat official account: Xueba said that insurance costs less, buy the right insurance!