Student loan is a kind of loan launched by the state for poor students. It can help students from poor families not to drop out of school because of tuition fees. So many people want to know how to apply for this student loan. What are the application materials for student loans? Next, if you want to know more about how to apply for a student loan, let's take a look at Hualv.com Bian Xiao. 1. How to apply for a student loan? Students register online. Students enter basic information and loan applications. The county (city) credit cooperative initialled the contract. The university where the student is located confirms the loan student information and enters the receipt. County (city) funding center received the receipt and entered the receipt. County (city) credit cooperatives input loan time, repayment time and interest rate. When the contract comes into effect, the county (city) credit cooperatives print the receipt, and the students take the receipt to the university, and the university fills it out and sends it back to the county rescue center. 2. What are the application materials for student loans? Apply for a national student loan; Copy of my student ID card and ID card (minors must provide valid identity certificate of legal guardian and written consent to apply for a loan); I explained the financial difficulties at home; Proof of family financial difficulties issued by the civil affairs departments of townships, towns and streets and the education administrative departments at the county level. I am responsible for the authenticity of the certification materials provided by the students. Or other supporting documents and materials required by banks and schools. Iii. Process of applying for national student loans 1. Student application. Students should apply to their school institutions within the specified time, receive the National Student Loan Application Form and other materials, fill in the form truthfully and completely, and prepare relevant supporting materials, and return them to the national student loan agency of their school (hereinafter referred to as "school institutions"). 2. School institutions conduct initial loan review. The school organizes students to apply for loans and accepts student loan applications within the annual loan amount and control ratio issued by the National Student Loan Management Center. Review the materials submitted by students. After the approval of the loan application is confirmed with the official seal, the students will be informed of the audit results, and the Information Form for Student Audit of National Student Loan (hereinafter referred to as the Information Form) will be made, together with the application materials, and sent to the handling bank of China Bank (hereinafter referred to as the handling bank). 3. The handling bank approves the loan. The handling bank shall complete the audit within 20 working days after receiving the information form and application materials submitted by the school. If there are any mistakes or omissions, the school will be required to correct or supplement them. The handling bank will compile the approved loan student list and send it to the school together with the blank loan contract and IOU. 4. Sign a loan contract with students. 5. issue loans. After signing the loan contract and IOU with the borrowing students, the handling bank will uniformly transfer the first-year tuition, accommodation and living expenses loans to the designated account opened by the school in the handling bank; Tuition, accommodation and living expenses loans for the second and subsequent academic years should be credited to the designated account of the school within 20 working days after the start of each academic year. The handling bank handles a debit card or current passbook for each student who borrows money, and submits the list of students who borrow money and details of the debit card to the school so that the school can transfer the living expenses to the account on a monthly basis. 6. Repay the loan. Students should repay the loan principal and interest monthly after graduation, but they can choose to repay the loan principal from any month within 24 months after graduation, or they can repay the loan principal in advance. The above is the relevant information compiled by Lu Lace Xiao for everyone. In daily life, we should know some common legal knowledge, so that we can use legal knowledge to safeguard our rights when we need help. If you have any other questions, please come to China Law Network for legal advice. We will have a lawyer to give you professional advice.

Second, how to apply for grants and student loans?

Yes, the application form may be different. Some schools need to write applications, some schools vote according to the rules, and some students vote. Bank applications vary from province to province.

3. What's the application process of national grant in Fujian Province?

Step 1: Students apply.

Students apply to their school institutions within the specified time, receive the "National Student Loan Application Approval Form" and other materials, fill them out truthfully and completely, and prepare relevant certification materials to return to the school's national student loan agency.

Step 2: The school institution conducts the loan preliminary examination.

School institutions organize students to apply for loans and accept student loan applications within the annual loan amount and control ratio issued by the National Student Loan Management Center.

Step 3: The handling bank approves the loan.

The handling bank shall complete the audit within 20 working days after receiving the information form and application materials submitted by the school.

Step 4: Sign a loan contract with the students.

After the loan application is approved, the school will organize students to fill in, sign loan contracts and IOUs within 10 working days according to the loan student roster provided by the handling bank, and submit them to the handling bank.

Step 5: Borrow.

The handling bank shall, within 20 working days after signing the loan contract and iou with the borrowing students, uniformly transfer the first-year tuition, accommodation and living expenses into the designated account opened by the school in the handling bank.

Step 6: Repay the loan.

Borrowing students should pay attention to their own credit and repay on time after completing their studies with student loans.

Fourth, how to apply for a student loan?

Take your ID card and student ID card to the bank and find a loan officer to help you with it.