Explain to children the history of the Chinese nation's diligence and thrift, so that children can be inspired and educated from an early age. There are many examples of thrift in ancient and modern China and foreign countries, such as the thrifty three meals a day of great men, the thrifty habits of the Japanese nation, the extravagance and waste of Cixi, the collapse of the country and the failure of rich children. Whether it is a typical economic case or a luxury case, it is a good material for educating children. When selecting materials, children's age, understanding and acceptance should be fully considered. Let children know that saving is of great significance to parents, families and society. Telling the child that he saved a bowl of rice may mean that African refugees have an extra bowl of rice; If he saves electricity once, then there may be one more day in the mountains; If he saves a set of textbooks, then maybe a poor child can continue to go to school; If he can save money, then maybe mom and dad can have a rest on Saturday and Sunday.

Children can't be saved, often because they haven't experienced some poverty and hardship. Parents can set some scenes for their children, such as "If I only have three days of light" or "Water is cut off today", so that children can realize the importance of resources. In addition, you can also take your children to some poor areas, arid areas and resource-poor areas to experience life. With practical experience, children will grow up slowly. For children, financial management is actually a very abstract concept. They didn't learn to be independent, they didn't make money, they didn't know how difficult it was to make money, and they didn't know that money could be used to "feed" Qian Shengqian. This is the biggest obstacle for parents who want to cultivate their children's correct concept of financial management.

When parents and children emphasize that it is not easy to make money, they may wish to use their spare time to let their children feel the work content and place of their parents. In this way, children can appreciate the hardships and better understand what parents mean by "it is difficult to make money". In order to let children learn to be frugal, parents can establish a system to let children earn pocket money through labor. For example, let children do housework by themselves to earn pocket money. And what you usually want, you have to buy with your own pocket money. Every request of children is denounced by parents as "poor at home" and "too expensive". Children will mistakenly think that they are not worthy of these beautiful things. Parents' habitual crying for poverty, greed for petty gains and other excessive thrifty behaviors will bring great pressure to their children. Once you encounter something new, you will hesitate, which will lead to limited pattern.