According to the child's age and payment, this insurance can only be bought for children aged 0- 10, with a minimum of 800 yuan per month and a maximum of 6,000 yuan. Pay the fee for 8 years and guarantee the child to be 25 years old. Take 50,000 yuan as an example. The first payment starts at the age of 15. 16. 17, with an annual fixed income of 1 10,000 and an annual income of 30,000. 18.-2 1 year-old receives 20,000 yuan a year and 80,000 yuan in four years. 25 years old, 50 thousand. The total amount is160,000. This160,000 is fixed and will be clearly stated in the contract. There are dividends, not sure. Don't get your hopes up. Generally speaking, the money received will be tens of thousands more than the money paid. Because this is mainly an education fund, not an investment to ensure that children pay tuition fees, so if you expect high returns, don't consider it. Generally, parents who want to make reserves in advance will buy them.

In addition, an accident medical insurance with a maximum coverage of 50 thousand is attached. What is reimbursed is the part that exceeds 100 yuan and is less than 50,000 yuan. Reimbursement can be repeated within one year. All additional risks are covered for one year. If you have already bought social security for your children, the new rural cooperative medical system, or accident insurance for your school, I suggest you choose not to attach this to avoid the conflict and trouble of reimbursement.

There is also exemption insurance, that is, the insured has an accident during the 8-year payment period and died completely disabled. You don't have to pay 1 year or a few months. However, the protection enjoyed by children remains unchanged, and how much money should be received.

That's all. This insurance can mainly ensure that your money is spent when your children go to school. If you buy education money for your children, don't consider long-term education. It's too pit.

I sell the insurance of Ping An Company.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.