Mobile phone loan
Fast and convenient, fast loan, no mortgage guarantee. Mobile phone loan has become the most flexible new loan method. So, what mobile loan apps are there? Take stock of the mobile phone loan app for you and help you with the loan.
Level 360
360 Finance can buy mobile phones, digital products, smart home appliances and other products, and the audit speed is very fast. As long as you submit the authentication information, you will know the result in a few minutes to several hours.
Enterprise Dai
The maximum loan amount can reach 3 million yuan, and the loan interest is calculated on a daily basis. The daily interest rate is so low that it takes one day to calculate the loan interest for one day, and the loan period is relatively long, up to 36 months.
petty loan
The mobile phone credit loan of Tencent's Weizhong Bank can only be imported if it meets the conditions for opening micro-loans. The maximum amount is 300,000 yuan, and the loan interest calculated at the daily interest rate is about 18%.
360 IOUs
The loanable amount is as high as 0.2 million/200 thousand, the longest term is no more than 12 months, and the daily interest rate of the loan is low enough to be converted into annual interest rate. In order to meet the needs, the borrower must be 18 years old and have good personal credit, and can use loans to support repayment.
Electronic payment of automobile insurance
Car owners can apply for the auto insurance they need through Yin Bei Consumer Finance Auto Insurance E without providing any mortgage or guarantee. Generally speaking, the monthly rate of account management fee and installment fee is between 0%, depending on the user's qualification and reputation.
Educational staging
This product is mainly to help everyone participate in education and training and provide their own knowledge and skills. The maximum loan amount is 300,000 yuan, and the loan period is relatively long. Everyone can repay the loan in installments, and the borrower needs good personal credit information.
Mobile phone loan APP platform for next payment
Whether a loan can be obtained is a concern of many borrowers. After all, everyone is eager to use money when choosing a loan. Of course, we also hope that lending institutions can lend money as soon as possible. So, is there a mobile loan APP that can repay quickly? What are the next mobile loan platforms?
First, pat the loan.
Paipai Loan is a professional Internet financial platform, which provides fast and convenient personal credit loans and investment and financial services. It has 6.5 million registered users. The whole process of network operation, the fastest 1 hour loan, unsecured and unsecured.
Second, everyone's loan.
Renren loan is an online lending platform with personal-to-personal microfinance as its main product. Renren loan is one of the earliest Internet-based P2P lending information intermediaries in China. Since its establishment in May, 20 10, Renren Loan has covered more than 2,000 regions in more than 30 provinces across the country, served hundreds of thousands of borrowers and successfully helped them obtain financing loans through credit applications.
Third, Xiaomi loan:
The microfinance products under Xiaomi Finance also provide installment services with a maximum loan of 200,000 yuan. The expected annualized daily interest rate is 0.05%, with daily interest and equal repayment of principal and interest every month. After obtaining the credit line, registered users of Xiaomi submit the loan application and complete the loan approval within 10 minutes at the earliest.
Fourth, Baidu has money to spend.
65,438+0,000 yuan loan, with the maximum amount of 300,000 yuan, and the daily interest rate is between 0.02% and 0.065%. The better the credit, the lower the interest rate. You can choose 3, 6, 65, 438+02 and 24 months, which is very flexible. The loan application can be submitted after the quota is issued, and the system will automatically approve it, and the loan can be received as soon as the same day.
What are the mobile phone loan software? Five seconds to approve a new loan
What are the mobile phone loan software? You may be familiar with some old platforms of online loan APP: loan treasure, flower garden, white strip, micro-loan and other products. There are many new loan platforms in the market, which are not only fast and efficient, but also have low application threshold.
A quality loan platform is waiting for you! Let's take a look!
360 Dai Xiaowei.
The loan products of 360 Finance can reach 200,000, and the loan period is relatively long, with 3 months, 6 months and 12 months to choose from. As long as the borrower is 20-55 years old and is a Taobao shop owner, he can apply by providing his ID card, bank card and real-name registration system mobile phone number.
Education cloud staging
You must have an invitation code to apply. Educational institutions that cooperate with BOC offline will be registered, and institutions will provide invitation codes. After filling it out, you can get an education cloud installment loan, which can be divided into 24 installments at the longest and the maximum amount is 50,000 yuan.
China Bank Consumer Wallet
Including mail you loan, mail you flowers, China post treasure and other products. The review speed is fast, mainly depending on the applicant's personal data and return visit, and the applicant needs to be between 20 and 60 years old, and can get a pure credit line of up to 50,000 yuan.
Xinyidai micro-credit loans
The products of BOC Consumer Finance adopt manual and automatic systems. Applicant 18 years old or above, with high personal credit requirements. The maximum loan amount is 20,000 yuan, which is a relatively high online loan.
Online commercial loan
Only Alibaba's cooperative merchants can apply. The minimum and maximum daily loan interest rates can provide borrowers with loans of up to 2 million yuan, and the longest loan period can reach 24 months.
Enterprise Dai
The maximum loan amount can reach 3 million yuan, and the loan interest is calculated on a daily basis. The daily interest rate is so low that it takes one day to calculate the loan interest for one day, and the loan period is relatively long, up to 36 months.
What are the regular apps that can borrow money?
If you have a card of China Merchants Bank, China Merchants Bank has a lightning loan business. You can log in to the mobile banking APP of China Merchants Bank and click "My → All → Loan" to try to apply or inquire whether you meet the application conditions (whether you can get the quota or not depends on the system evaluation results).
Basic conditions for lightning loan application:
1, with China Merchants Bank card;
2. The age of the lender is generally between 23 and 60 years old, and the age plus the loan period is generally not more than 60 years old;
3, have the ability to repay the loan on time, no illegal behavior, good credit.
Tips:
1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.
2. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 200,000, which is subject to the loan page. The minimum amount of a single withdrawal is 1000, and the maximum amount does not exceed the limit, and it must be an integer multiple of 100.
3. There are two ways to apply for a loan within the lightning loan limit:
(1)15min lending: automatic lending within 5 5- 10/0min, and lending immediately after lending is approved, with SMS notification.
(2) Lending on t 1 day: verify by phone within t1day, and arrange lending after confirming the information. If you don't answer after three times of active contact, the application fails and you need to apply again.
4. When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.