Formal lending platforms are:
First, Qianhua: Qianhua is a credit service product under Baidu, which has a good reputation and a relatively fast lending speed. It can meet the daily demand for borrowing money, and it is very convenient to borrow if you want. The maximum amount is 200,000 yuan, 1 10,000 yuan loan 1 annual average daily interest 1. 1 yuan. The better the credit, the lower the interest rate.
Second, Lending Bao: Lending Bao is a pure credit loan product launched by Alipay, a subsidiary of Alibaba. According to the consumption situation and repayment ability of Alipay users. Ordinary users can only apply for opening if the sesame score is above 600. According to sesame score, the loan amount is10-300,000, the lowest daily interest rate is 0.02%, and the loan term is 12. It has always been a conscience loan.
3. Return: Shanghai Jihe Information Technology was established on 20 15 and returned the products on 20 16. The major shareholder is Focus Media listed company (stock code: 002027), and the shareholders are Focus Media, Sequoia Capital, Cinda Investment, noah wealth, Sina, etc.
4. Micro-loan: Weizhong Bank is the first Internet bank under Tencent. Its products include micro-loan and micro-car loan, and it is committed to providing fast financial services for small businesses and individual consumer groups.
Verb (abbreviation of verb) Paipai Loan: Paipai Loan was established in 2007 and is a p2p financial platform listed on the New York Stock Exchange. Auction loan products are mainly divided into batch bidding and rainbow bidding. At present, credit loans are provided to users, with a maximum loan amount of 200,000 yuan and a monthly loan interest rate of about 1%. Users can choose appropriate loan products according to their own needs.
What is the loan platform for repayment in Shanghai?
Which platform is online lending in Shanghai? Next, let me introduce you. Let's have a look.
Shanghai online lending is the general name of online lending platforms in Shanghai. Online loan companies in Shanghai include Yiyou.com, yowza, Paipai, Dianrong.com, Lettuce Finance, Sack Finance, Rice Tank Finance, Pocket Finance, and Shanghai Merchants Wealth.
Lufax:lufax's full name is Shanghai Lufax Information Technology Co., Ltd., and it is a member of Ping An Group. Its business scope includes research and development of financial products, portfolio design and consulting services.
Friend-me-loan: Friend-me-loan is a peer-to-peer lending platform under Haijiayin Financial Services Co., Ltd., which was established on 20 1 1. It is one of the peer-to-peer lending platforms in China and is headquartered in Lujiazui Financial and Trade Zone.
Third, look at the evaluation of the provident fund online loan platform! (Pleasant loan, Xinyi loan, Jiaying loan)
Now better enterprises will pay housing provident fund for their employees. Many people know that housing provident fund can be used to buy a house for decoration, but they don't know that they can also apply for online loans. Today, I will introduce you to several online lending platforms that look at the provident fund.
The loan platforms introduced to you today are: Pleasant Loan, Credit Easy Loan and Jiaying Loan. Yirendai is an online lending platform that has been listed on NYSE, and is known as the first overseas listing of Internet finance in China. Xinyi Loan is an online lending platform from Shanghai, and its popularity is not very high. Jiaying Loan is also a well-known internet finance enterprise, and it is a platform for you and me to borrow online. Details are as follows:
Evaluation:
It is not difficult to see from the backgrounds of the three platforms that pleasant loans have the deepest background. Some netizens reported that the service system of Pleasant Loan is relatively perfect and the lending experience is not bad. The background of the new generation is not very strong, and the overall service level may be weak.
In terms of loan amount, although the three provident fund online lending platforms have different amounts, the specific amount should be determined according to the actual situation of borrowers. If you don't pay the housing provident fund for a long time, no matter which online lending platform, the loan amount you can get will not be very high.
As can be seen from the loan interest rate, Jiaying loan interest is on the high side. So everyone can give priority to pleasant loans or new loans. However, if everyone's credit information is not very good, then the interest rate of Pleasant Loan or Credit Easy Loan will not be very low, so you need to be mentally prepared.
The above is a brief introduction, subject to the platform audit. I hope it will help everyone after reading it.
Which platform is the most reliable online loan in Shanghai?
Reliable affirmation is first of all banks, followed by consumer finance companies, followed by unicorns and small loan companies, and finally some online high-interest loan APP platforms.
First, there are many banks that can apply. For example, China Bank, Industrial and Commercial Bank, Agricultural Bank, China Construction Bank, China Merchants Bank, Nanjing Bank, Ping An Bank and so on.
Followed by some big consumer finance companies: Bank of China, Xingye, Jincheng, Shanghai Bank, etc.
Third, unicorn loan company: Lending treasure, flower garden, micro-loan, Baidu spending money, Suning Finance, JD.COM Baitiao, Gome Finance, etc.
Fourth: the most unreliable are some online loans (some online apps): for example, XX loan X treasure, money X package and so on. , hurt a lot of people. Because you applied for these high-interest online loans, in recent years, the bank's large-scale low-interest loans have basically lost your share. So don't apply.
The most important thing is to apply for a bank. In fact, the application of consumer finance and unicorn company will also have an impact on your bank credit and quota, so it is recommended to apply offline. If you need to apply for a {loan} _ _ _ I suggest that the landlord apply for a loan business in Benbenniu, which has a good online evaluation.
What loan platforms does Shanghai Finance Company have?
Shanghai Finance Company has a small full financial loan platform. Du Xiaoman Finance, formerly known as Baidu Finance, achieved independent operation in April 20 18. In the era of intelligent finance, Du Xiaoman Finance will give full play to the advantages and technical strength of Baidu AI, and join hands with financial institution partners to provide more people with reliable financial services through technology.
The first is a small all-financial loan platform.
Xiaoman Finance, formerly known as Baidu Finance. 2065438+In April 2008, Baidu announced that its financial services business group had officially completed the signing of the split financing agreement. After the split, Baidu Finance will launch a new brand of Xiaoman Finance to achieve independent operation. Baidu's internet finance business began in 20 13, and in 20 15, the existing financial business was integrated into a financial business group, and the financial business was raised to Baidu's strategic position, and Mr. Zhu Guang, senior vice president of Baidu, was fully responsible.
Second, the formula of corporate culture
102065438+In February, the United Nations Global Compact China released the list of "Best Practices for Enterprises to Achieve Sustainable Development Goals in 2020". A total of 20 enterprises in China were selected as best practice enterprises, among which the practice of helping small and micro enterprises, helping the poor and helping farmers and creating social employment was commended by the United Nations and successfully selected as "Best Practice Enterprises for Eliminating Poverty and Promoting Prosperity". On August 4, 2020, Suzhou High-tech Zone 2020 Hurun Global Unicorn List was released, with Xiaoman Financial Rank 108. On February 20 19, Du Xiaoman's financial ABS case won the "Excellent Practice Award" of Harvard Business Review on February 20 19 at the "Yue Management" award ceremony held at Wharton China Center. On 202 1 July 21day, Du Xiaoman Finance made an emergency donation of100000 yuan through Henan Charity Federation.
To sum up, with the joint efforts of Xiaoman Finance's multi-business sectors, inclusive finance's ideal is being put into practice, integrating finance into ordinary people's daily lives, helping people realize their dreams of a better life and enabling more people to obtain financial services equally and conveniently.
Which platform is good for Shanghai car loan?
1, the first car loan APP. It is an auto loan APP developed by Shanghai Fengzhixing Auto Finance Co., Ltd. for users who have loan needs and are granted credit by their company and provide intermediary services.
2. Bee Easy Car Loan APP. Bee Easy Car Loan is the leading p2p lending platform in China, and it is also relatively large in Shanghai. It provides users with fast and high-quality financial services, which is fast, saves money and labor, and is tailor-made, safe and reliable.