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Buy annuity insurance, first look at the content of protection and internal rate of return. The coverage of annuity insurance generally includes annuity and death protection, and it is better to provide total disability protection. Internal rate of return, the better internal rate of return of annuity insurance is generally around 3.5%. In addition, we should pay attention to some insurance details, such as exemption clauses. The exemption clause is the scope that insurance companies do not cover. If there is an accident due to the exemption clause, the insurance company will not settle the claim. There are many details, you can read this article: learn this trick and stay away from the 99% pit of annuity insurance.
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