The installment repayment process of the student loan is as follows:
1. Open the student loan information network of China Development Bank;
2. Click to log in to the student loan online service system;
3. Select the academic year of the loan to be repaid;
4. Click Apply for Repayment and fill in information such as repayment amount;
5. Confirm the information on the page and click Next;
6. Confirm the repayment information again and click "Submit";
7. After successful submission, the repayment is successful, and the repayment amount will be deducted from the bound bank card.
The maximum amount that can be applied for phased education.
Student education installment loan, the maximum amount of full-time college students is 12000 yuan, and the maximum amount of full-time graduate students is 16000 yuan, which is the latest adjustment amount. Prior to this, the maximum amount of national student loans was 8,000 yuan and12,000 yuan respectively.
If there is a certain demand for education, you can submit application materials at CCB outlets, our cooperative schools or educational institutions. After obtaining the installment payment granted by CCB, you can pay tuition fees at designated outlets or education and training institutions and use your own dragon card.
In terms of repayment, the amount listed on the credit card statement can be repaid every month.
Personal loans have many uses, usually consumer loans and decoration loans. There are many ways to borrow money. Micro-loans from e-commerce companies such as WeChat and Alipay are popular personal loans. In the process of personal loan, we also need to know about the loan products, so that we will not be cheated in the process of loan.
National student loan application process:
1. Students apply for a national student loan from the school and get an application form.
2. Write an application and submit it to the school.
3. The school will examine the qualifications of the applicant and submit the materials to the handling bank after passing the examination.
4. After the approval of the bank, sign a loan contract with the students.
5. Apply for a bank loan and complete the application.
After reading the above introduction, I believe you have a more comprehensive understanding of the maximum number of national student loans. Finally, I would like to remind you that the national student loan interest is paid by the state during the school period, and the interest is paid by the students themselves after graduation.
Staged education is also a kind of consumer finance, which is a combination of internet and education finance. The purpose of installment education loan is to reduce the economic pressure of students when they study, but there are many kinds of installment education loans for profit on the Internet, which have serious problems. The loan originally intended to alleviate the financial pressure has become a routine set by many education and training companies and loan companies, so we must attach importance to and treat this loan with caution. If you are not in a hurry, try not to get involved. Even if you need a loan, you will only allocate funds for school education by stages.
I hope everyone will pay close attention to this kind of thing. After all, there are so many scammers in the era when the Internet is developed, and they are varied.
Can the student loan be repaid in installments?
Student loans can be repaid in installments, and you can choose to apply for them in installments. Student loans are generally repaid in installments every year. When repaying by installments, the loan can choose to repay only the interest part in the first three years after graduation and the principal part in installments in the third year after graduation.
There are four main forms of loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan.
Public full-time colleges and universities should actively implement the national student loan policy and jointly handle the national student loan for students from poor families in colleges and universities with cooperative banks. In addition, some private colleges and universities have carried out national student loans, and students should pay attention to the relevant statements in the school enrollment brochure or admission notice.
Generally speaking, students from poor families need to apply for national student loans from local banks through their schools. In principle, students apply once during their school days, and the bank issues national student loans by stages.
[1] seven. What materials do I need to provide to apply for a national student loan?
Application for national student loan;
1. Copy of my student ID card and resident ID card (minors must provide valid identity certificate of legal guardian and written consent to apply for a loan);
3. My explanation of the family's financial difficulties;
4. Proof of family financial difficulties issued by the relevant department where the student's family is located. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them.
examine and approve
The relevant departments of the school are responsible for the qualification examination of the national student loan application submitted by the students, and checking the authenticity and completeness of the materials submitted by the students; The bank is responsible for the final examination and approval of student loan applications.
Repayment method
(1) Students shall pay off in one lump sum or in installments before graduation;
(2) After graduation, students can look at their own movable funds to repay the loan;
(3) After the probation period expires, graduates will be deducted from their wages every month within two to five years;
(4) The unit where the graduates work decides to reduce the loan repayment according to their performance;
5] For students who have borrowed money, if they are expelled from school, ordered to drop out of school or voluntarily dropped out of school for violating national laws and school discipline, the parents of the students are responsible for returning all the loans.