A child in China asked his rich father, "Is our family rich?" Dad answered him, "There is a lot of money in our family, which will be yours in the future."
What will children inherit?
American children will get the following information after listening to their father: 1, the father is rich, but his money belongs to his father; 2. Dad's money is hard earned; If I want to have money, I must get it through labor and hard work.
With this information, children will work hard and have many expectations for life. He also wants to get wealth through hard work like his father, and more importantly, it is a kind of spiritual wealth that will benefit his children for a lifetime.
The message that children in China get after listening to their father's words is: 1. My father is rich, and so is our family. 2. My dad's money is my money; I have a lot of money without effort!
Therefore, when children grow up and take over their father's wealth, they will not know how to cherish and work hard, so they should follow the old saying that "wealth does not last for three generations"! China's father left his children only material wealth, without spiritual wealth as a support. Material wealth is a double-edged sword.
Financial quotient ≠ wealth ability
We don't deliberately compare the quality of these two kinds of education, but one thing needs parents' attention: "It is very important to cultivate children's financial quotient". In fact, financial education is important because it is not only the education of wealth ability, but also a kind of character education and responsibility education. It is to let children reduce their comparison and vanity, not to let them haggle over trifles, not to let them enjoy success and turn them into neets.
Parents can educate their children on financial management in the following ways: First, don't take saving lucky money as the only way to educate their children on financial management. Secondly, parents should give their children some money regularly and encourage them to go to the supermarket to buy their favorite snacks, toys, school supplies, gifts and even clothes. After each consumption, parents should exchange shopping feelings with their children in time, for example, ask their children to summarize the experience and lessons of consumption, and slowly help them learn rational and scientific financial management.
Financial education brings children not only a consumption concept, but also some inner security. Security is a concept that we often mention and attach great importance to in the fields of family education and psychology in recent years. But the sense of security is emphasized as an emotional attachment. In fact, for children, financial security is also very important, but it has not attracted the attention of parents.
"Hide the rich" and "cry the poor" should be moderate.
Nowadays, some rich parents, in order to put an end to their children's bad habits of extravagance and extravagance, "hide the rich" and "cry the poor" in front of their children. This practice needs moderation. Moderate "hiding wealth" and "crying poverty" can be the driving force for children to move forward; If it is excessive, it may cause a kind of pressure on children and cause economic insecurity.
Imagine a child who watches his parents complain about money all day. Can he concentrate on his studies? Therefore, before the child becomes an adult, parents should tell the child in a firm tone: "Mom and Dad will definitely guarantee your study and living expenses, so you don't have to worry. But when you grow up, you have to create wealth through your own efforts. "
This kind of commitment is very important for children, because when the child's heart is stable, his intelligence can be fully exerted.