"Qianhua" is a credit service brand under Du Xiaoman Finance (formerly Baidu Finance) (formerly Baidu Qianhua, renamed as "Qianhua" on June 20 18). The big brand is trustworthy and the interest rate is low. Money is easy to borrow and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security. Youhuahua provides personal consumer credit services for the public, creates an innovative consumer credit model, inherits Baidu's technical genes, and uses artificial intelligence and big data risk control technology to bring users convenient, fast and safe Internet credit services.

If the loan is issued, it will not be automatically invalidated.

Borrowing money after the next repayment is overdue.

At present, Baidu has money to spend and cannot postpone repayment. Please pay back on time according to the bill. In case of overdue, a penalty of 150% of the overdue amount shall be charged daily, and a credit report shall be made in strict accordance with the requirements of the People's Bank of China. Due to the overdue payment caused by your own problems, the credit record cannot be revoked.

Users who are overdue for a long time cannot continue to borrow money, and they need to pay off all the debts before they can continue to try to borrow money. If it is overdue frequently, your quota may be reduced or cancelled. It is recommended that you repay on time, so as not to affect your personal credit. In addition, keeping a good loan record will help you pass the loan review smoothly and may get a higher amount.