Is Alipay Universal Insurance Education Fund Reliable?
1, from the perspective of insurance companies
Universal Insurance Education Fund is jointly funded by Alipay Ant Insurance and Taikang Life Insurance and underwritten by Taikang Life Insurance. Taikang Life Insurance was established with the approval of the head office of China Bank, and is also supervised by China Insurance Regulatory Commission. Taikang Life Insurance ranked among the top ten life insurance companies in China in 20 18, so there is no need to worry about the safety of its products.
2. Judging from the expected income of insurance.
The expected income of the national insurance education fund is basically determined. When the insured is 18, 19, 20, 2 1 year old, he can receive 8% of the insured amount every year, and 68% of the insured amount when he is 22 years old.
3. Is it worth buying?
Universal education fund is a kind of education annuity insurance, which can provide the insured with education fund during college, and the expected income is certain. However, this product does not provide other guarantees. It is suggested to provide children with security insurance first, then take out education insurance, and then consider education annuity.
So much about the reliability of Alipay Universal Insurance Education Fund. This is an annuity wealth management product, which needs to be understood more and more complicated than guaranteed insurance products. Without professional insurance knowledge, it is difficult to understand. Therefore, it is recommended that you consult a reliable insurance consultant before insurance to avoid the losses caused by blind insurance.