In my city, the per capita annual income is 1.8 million. According to the salary of both parents, the average annual income of a family is about 40 thousand yuan. I have repeatedly thought about how much it costs for an ordinary family in a medium-sized city to raise a child to the age of 22.
First of all, I think we should start with pregnant mothers. Because women are pregnant with children, nutrition must keep up, and they have to take early vacations, which will inevitably affect their work and even unemployment.
0-3 years old, 4 years, 10,000 years every year. Because before the age of three, many families need to hire nannies. The average salary of nannies in our city is 600 yuan, and with other expenses, raising nannies alone is almost 1000 yuan. It comes to 40 thousand yuan.
3-6 years old, kindergarten stage. Early childhood education is not compulsory. When children go to kindergarten, they need to pay 600 yuan a month, and then they need to eat, drink, dress and so on. After he returns to China, he still needs 1 10,000 yuan every year. A total of 30 thousand yuan.
6- 12 years old, which is the primary school stage of children. It is also a compulsory education stage. Tuition and miscellaneous fees average 200 yuan per period. But the main reason is that the tuition fees outside the school are relatively high. Generally speaking, parents nowadays don't want their children to lose at the starting line, so kindergarten begins to learn English, music and painting. What's more, in primary school? Children seldom have fun on weekends. Parents send their children to various cram schools to learn Olympiad, composition and English, boys learn painting and girls learn dance instrumental music. The children's annual living expenses will be 6.5438+0 million yuan. It comes to 60 thousand.
13—— 15 years old, junior high school. Average annual tuition and school tuition information1around 500 yuan. When children enter junior high school, parents will consider what kind of high school to attend. Entering a key high school is another step closer to the door of the university. Extra-curricular tutoring is urgent. But the tuition fee is more than double that of primary school. In my opinion, this period of time should be1.20,000× 3 years, and it needs 36,000 yuan.
16—— 18 years old, high school. It is no longer compulsory education, and tuition and fees are nearly 3,000 yuan a year. Children should pay special attention to nutrition when they grow up. Moreover, the wearer's dress should keep up with the trend. Wealthy families are all foreign brands, and ordinary families will also buy the "Li Ning" brand. A pair of "Nike" sports shoes 1480 yuan can't be worn for a year; And a pair of "Li Ning" brand shoes also need 300-500 yuan. I estimate that a high school student needs 1.5 million. 4.5 yuan will be needed in three years.
Junior high school and senior high school need about 80 thousand in six years.
18-22 years old, it is the best reward for parents and the proudest thing for parents that their children can successfully enter the university. The average university has an annual tuition fee of nearly 10,000 yuan, and the living expenses add up to at least 80,000 yuan to train an undergraduate in four years.
Taken together, a pair of parents need to pay a total of 290,000 yuan from the time they are pregnant with their children to the time they graduate from college for 23 years. I estimated it under the condition that a child grows up smoothly without any disease.