After reading the book "The Price", I felt a lot and felt a heavy heart. One living case after another happened around us, which made people breathless. It's heartbreaking. They hate the great damage their crimes have caused to the state property and the reputation of CCB, but they also regret that they lack pan-legal knowledge and pursue money enjoyment, which ruined their bright future. This book rings the alarm bell with vivid cases, and interprets the case of warning education of China Construction Bank. We found that from Lin Nina's embezzlement case in Chengbei Branch of Fuzhou City, Fujian Province to Shao's fraud case in Wanbailin Branch of Taiyuan City, Shanxi Province, from serial loan fraud case in Lanzhou Railway Branch of Gansu Province to Zhu Wei's embezzlement case in Anxiang Branch of Changde City, Hunan Province. In these heinous, colluding and repeating the same mistakes, we can see that there are still some problems to be solved urgently in the internal control and risk management of banks, which also brings us a profound warning.

First of all, we must strengthen the responsibility of prevention at all levels. In these cases, an important factor in the successful cooperation between insiders and social criminals is that criminals can operate in violation of the system and procedures. Some employees with unclear responsibilities and poor sense of responsibility, because of emotional feelings, let the perpetrators rely on "familiarity with business, environment and people" and take advantage of factors such as "weather, location and harmony", regardless of whether to ask or correct, so hidden dangers continue, leading to frequent cases. Therefore, how to strengthen the responsibility of prevention at all levels and really put an end to all kinds of risks is an important topic before us.

Second, it is necessary to implement strict and meticulous prevention education, educate employees to be honest and honest, and conscientiously implement various laws, regulations and policies. This is an effective means of education, and it is also the fundamental and important prerequisite for doing a good job in prevention. In this regard, we should focus on the ideological reality of employees, pay special attention to the prevention education of employees, and educate employees to enhance their awareness of prevention as we do business. In education, we should not only carry out politics, legal system and rules and regulations education, but also carry out professional ethics, ideological ethics and family virtues education. It is necessary not only to carry out education on prevention, but also to carry out pre-plan drills and warning education. It is necessary to overcome formalism and pay attention to the effectiveness of education. Only in this way can employees plan ahead in various situations.

Third, we should strengthen the strict supervision and restriction mechanism. The implementation of various rules and regulations should not stay in books, walls and business assessment, but should be implemented in the minds of every cadre and employee. We must improve the supervision and restriction of the three lines of defense, formulate scientific and strict operational procedures, and effectively establish a self-discipline supervision system. Because the supervision is real, the criminal facts of the perpetrators will be exposed. Otherwise, the supervisor will become a mere formality, go through the motions, or passively go through the motions, and the supervisor will consciously or unconsciously become some kind of umbrella, which will affect or delay the truth exposure of the perpetrators. Therefore, it is particularly important to implement the mechanism of joint management, full attention and post restriction, and form a trinity of "point, line and surface" and complement each other.

Facing the reality of current reform and development, we should constantly broaden and unblock information channels. Leaders at all levels should often dive down, go deep into the grassroots to conduct investigation and study, and from the perspective of caring for employees, keep abreast of the group situation, find problems, and communicate and solve them in time. Combined with criminals' modus operandi and criminal characteristics, an information feedback system adapted to the actual situation of banks is formulated to overcome the blind spots and misunderstandings of case prevention and put an end to cases in the bud.

As the saying goes: water under the bridge. Employees should control the risks in every business and face the risks with a clear mind. Don't try the law easily, or the prison door will open for you; Leaders should be excellent "leaders" and truly realize the management value of leaders. Leaders and employees should improve themselves from all aspects, and technology should be constantly improved. If we do both, the so-called "cost" will be minimized.