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I am a student, and I want to save money by fixed investment. What are the better funds?
Fund fixed investment on a regular basis:

Each type has good funds, but in the fixed investment, the first thing to consider is not the fund portfolio and specific funds.

The first consideration is your fixed investment plan, fixed investment time and fixed investment target.

Then first determine the type of fund suitable for your fixed investment. From determining the type, you can determine the specific fund of this type.

Then it is to determine the fixed investment method and fixed investment channel. This is a reasonable idea for a fund to make a fixed investment.

"Agreed time, agreed deduction amount and automatic deduction investment" is a trading method in which the sales organization automatically completes the deduction and subscription in its designated bank account on the agreed deduction date according to the application of investors.

First of all, we must consider the time of fixed investment. If it is a long-term fixed investment of more than 7- 10 years, it is more appropriate to consider a hybrid fund. In the long run, hybrid funds have both offensive and defensive capabilities, so don't pay too much attention to the fund's rising ability, because the long-term stock market has ups and downs and can't make money. Hybrid funds, recommend Harvest Growth or Huaan Bao Li.

If the fixed investment time is short, within three years, then I suggest that only conservative and safe bond funds can be considered, because in this short year, the impact of the stock market is more uncertain, and the debt base can avoid this problem and be much more stable. It is suggested to choose ICBC Li Shuang A or Guangfa Strong Bond.

When you don't know your plan, situation and needs, you can't make specific suggestions.