First of all, you have no housing loan record at present, and you don't have a house in Guangzhou. After paying social security for five consecutive years, you are eligible for limited purchase in this area, with a minimum down payment of 30%. However, due to the impact of the price limit on houses in Guangzhou, the actual down payment for new houses will be higher than 30%, so the down payment pressure for buyers will be greater.

At present, if the down payment is controlled at around 500,000 yuan, the optional properties are:

① The R&F Yuexi Garden in Huangpu District has 76 square meters, 2 bedrooms and a primary school in the community. However, the monthly payment is about 7,000 yuan, so you can measure the pressure.

R&F Yuexi Project is located at the northeast corner of the intersection of Hulin Road and Development Avenue. After going out, drive north about 1km, pass Guangyuan Expressway to Zhujiang New Town about 25km, which is close to Tianhe District. Drive to Shenzhou Road 17km, within half a time.

Project advantage

1. It is close to Tianhe District in the region, and at the same time, it is cost-effective, so it can undertake customers who just need to go to work in Tianhe District.

2. The apartment design is reasonable.

3. The brand influence of the developer is strong, so there is no need to worry about product quality and property management in the later period.

4. The planned commercial, educational and other supporting facilities are perfect, and the comprehensive commercial community is complete.

5. Medical support: Two major hospitals can be reached in a ten-minute living circle: Huangpu Hospital and Affiliated Hospital of Jinan University.

6. Livable environment: close to Danshuikeng Scenic Area and Longtoushan Forest Park, with good vision and considerable mountain scenery.

Project disadvantage

1. There is a row of high-voltage lines on the east side.

2. There is a logistics base around, and many trucks pass by.

3. There is no subway here, which is about 4 kilometers away from the nearest subway station, Xia Yuan or Wenchong. Travel can rely on public transportation and self-driving.

Highlight: high cost performance and low price; The payment method is relatively flexible and the pressure is small; Traffic location.

② 69 flat apartment in Cuihu International City, Zengcheng District (the down payment and monthly payment are not very stressful for you), but the location is long for you and you don't have a degree.