How can Mi Ying Fund's investment help users? It can solve the problems faced by people's capital investment, avoid stepping into day-trading and paying too much attention to short-term performance. Specifically, it has three main functions:
First, improve the profit experience of users. Different fund products are suitable for different holding periods, and can get good returns over a specific holding period. Compared with the basic people's own investment, the fund products are often single, and the short, medium and long-term funds are mismatched, which affects the income experience.
Second, help users strengthen investor education. Fund investment can help customers avoid the habit of chasing up and down and better cope with the market style rotation by entrusting management throughout the whole process, automatically adjusting positions through investment mode and strengthening investment discipline.
Third, the scenes need to match. Fund investment adopts multiple scenarios, and provides multiple target scenarios according to the different capital needs of customers. Through the whole market screening of fund products and one-stop configuration, the customer's profit experience is greatly enhanced.
When investors don't know how to choose the right product, Mi Ying's "four sums of money" framework and the strategy under each sum of money can help investors solve this problem initially.
According to the concept of "four sums of money", ordinary people's money can be simply divided into: living money (available at any time), stable money (within three years), long money (more than three years) and insurance (coping with risks).
Provide appropriate strategies under each sum of money, and these strategies themselves require that they can solve the problem of when investors buy and sell.