If the limit of JD.COM IOUs is 1000, which is mostly limited after the system evaluates the transaction situation, it is naturally impossible to lift the limit manually.

Customers can only use it within a limited scope. If the consumption amount exceeds the limit, the customer can only choose another payment method for transaction payment. Or wait until the quota is cancelled before spending.

It should be noted that the monthly limit of mobile phone, traffic and QQ recharge in JD.COM Mall is 300 to 1000, and the monthly limit of Jingdong wallet sweeping and Jingdong payment (white note) is 3000 (subject to the page display).

“JD。 COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval and arbitrary installment", and quickly becomes an industry model, laying the leading brand position of Jingdong Finance in the consumer finance industry.

“JD。 COM White Strip is a credit payment service for users with high credit rating and consumer demand through credit evaluation of big data. Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users.

In order to broaden financing channels and expand business scale, Internet consumer finance institutions and consumer finance companies have chosen ABS as a new financing breakthrough. For JD.COM IOUs ABS products, users use IOUs to shop first, and then pay. JD.COM reorganized IOUs installment bonds and sold them to financial institutions to obtain liquidity in advance.

At present, white ABS products have been listed and issued in four phases, with quotas of 800 million, 654.38+0.2 billion, 2 billion and 654.38+0.5 billion respectively. At the same time, the issuance process of white ABS has also changed from the previous approval system to the filing system for the first time, which means that the capital flow speed of white ABS will accelerate in the future.

In the consumption of e-commerce, the habit of "white bars" shopping by stages has gradually developed, and more post-80s people are willing to try the stages of consumer credit such as tourism, education and decoration. From the perspective of user age, the post-85 generation accounts for nearly 70%, which is still the mainstream; From the perspective of income, users with a monthly income of more than 5,000 yuan account for more than 50%, which means that "white bars" have become a daily payment tool and consumption lifestyle for middle-income groups.

JD.COM Gold Bar adopts differentiated credit granting and interest rate pricing, and provides cash loan service with the maximum credit line of 200,000 yuan and the longest installment 12 months, with daily interest, with the daily interest rate not exceeding 0.05%.

In addition, Baitiao also cooperated with China CITIC Bank and China Everbright Bank to launch joint credit cards, also known as "small white cards". This is a "internet plus" credit card, which is sought after by young people born in 1990s. It is also the first credit card for many young people. This card further embodies the role of IOUs as credit connectors between the Internet and banks, online and offline, and enjoys the combined rights and interests of banks and the Internet.

How to lift the single restriction of1000 JD.COM IOUs —— Four ingenious ways to recover.

How to lift the limit of JD.COM IOUs 1000? According to the IOUs rule, not all goods can fully support IOUs to pay bills during IOUs' use, such as Q coins and telephone charges. There will be certain restrictions when using IOUs, and everyone's quota will be high or low.

At the same time, some functions will have a single limit of 1000, such as flash payment and code scanning payment. So what is the proof of revocation in this case?

The reason for the single limit of IOUs in JD.COM is 1000.

At present, these quotas are hard and can't be raised, but they can be raised.

The general single limit of 1000 is mainly used for two functions: code scanning and flash payment. Some people limit it to 1000. Others are taller, even some people are not limited. And all these depend on the evaluation score of the system to the individual as a whole.

The higher the score, the better the overall credibility, and the more the two functions can use a single upper bound, and vice versa.

How to lift the restriction of JD.COM White Bar 1000?

So, how to improve the overall evaluation reputation value? This should start with the daily use of the white line.

1, frequency of use

Whether the daily application frequency of white stripes is high, such as buying some physical objects with white stripes on a regular basis, and the purchased goods are diversified and not single. The higher the frequency, the greater the shopping demand, the higher the activity and the higher the score.

2. Good return behavior

After using the IOU, returning it on time every time according to the stipulated date will continuously increase your credibility. When this reputation value accumulates, it will gradually improve the overall score.

3. Information stability

During the use period, please try not to change the cell phone number, delivery address and other white stripes, and keep them stable for a long time, which will help your comprehensive score. Once frequently replaced, it will lower the score.

4. Use JD.COM to manage money.

If you have spare money in your hand, you can deposit it in Jingdong Finance first to prove your financial management ability. Coexist for a period of time, and then take it out when the system scores and the limit is raised.

The above is the relevant knowledge about how to lift the JD.COM IOUs quota 1000. Again, if you want to upgrade or cancel, you can only achieve it through long-term reputation maintenance, which is closely related to your own use behavior. Of course, as far as I am concerned, most of the code scanning or flash payment is a single limit 1000, and only a few people can be unlimited. And most of these people have excellent reputation.

How much is the single limit of JD.COM white card credit card?

The limit of JD.COM IOUs is 1 1,000 yuan, which is a single transaction, and the amount of IOUs that cannot be used exceeds 1 1,000 yuan; In the case that there is still a limit on white stripes, you can continue to brush, as long as the single pen is controlled below 1000 yuan.