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From the perspective of product guarantee period, university education fund insurance is mainly divided into life-long type and non-life type.
Non-lifelong education fund insurance generally belongs to the real "earmarked" education fund product, which means that the payment of insurance money depends entirely on the children's education stage. Usually, children will start to pay the education fund every year after entering university, and then pay the fees and account value in one lump sum when they graduate from university or start a business, so as to help children get a stable financial support at every important stage. This kind of education fund insurance generally terminates the contract at the end of the university.
Life-long education fund insurance will take into account the changes of a person's life, and education fund is only one of the considerations. In addition to providing sufficient education funds to ensure children's college education, like non-lifelong college education fund insurance, the remaining premiums are transferred to life insurance after children graduate from college to ensure their life safety and health after entering the society. Some insurance companies even have the function of marriage insurance. Education fund insurance products
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