1, professional
In a formal guarantee company, business personnel must have professional quality. If the staff have no professional quality and are not familiar with business processes, they should be cautious. The moral hazard of insiders is the most common problem for guarantee companies. For unprofessional guarantee companies, it is best not to continue their business.
2. Strong funds
You can check the registered capital, business scale and office staff of the guarantee company through some certificates. Under the same conditions, it is best to choose a stronger guarantee company, which can provide you with better protection, and the company with good strength will have a higher pass rate in terms of loans.
3. Business process
Many process guarantee companies will take you to operate, so the business processes of guarantee companies should be rigorous and standardized.
4. Risk control system
Any credit company, engaged in financial business, is bound to have risks, and the strength of the guarantee company determines whether it has sufficient solvency.
5. Business ability
When choosing a guarantee company, be sure to check the main business scope. Some companies have no guarantee qualification at all. Don't just look at the business license, you can also check the credit record certificate.
Tips: The above information is for reference only. If you need funds, you can also handle them through our official channels. Ping An Bank provides unsecured credit loans, as well as mortgages and mortgage loans for houses and cars. Different loan application conditions and requirements are different. Whether the examination and approval can be successful is evaluated according to your comprehensive qualifications. For details, please log in to Ping An Pocket Bank APP- Finance-Loan and try to apply.
Reply time: 202 1- 10-26. Please refer to the latest business changes announced by Ping An Bank in official website.