Hello! To buy insurance for newborn children, you can consider children's medical insurance first, and then choose commercial insurance, such as accident insurance, health insurance and education fund insurance. The specific description is as follows:
1. At present, parents can apply for children's medical insurance for newborns born 28 days. When participating in the insurance, parents need to bring household registration books, birth certificates and other materials to the service agencies for handling. After the institution accepts the examination and approval, it shall pay the corresponding fees according to the specified time and obtain the medical insurance certificate. ?
2. Newborns face many risks in the process of growing up, and accident insurance should be considered first. Especially accidental medical treatment, because children inevitably bump when playing, accidental medical insurance is particularly important. Of course, the warranty period does not need to be too long or too short. It is recommended to choose a one-year term, and the recommended premium is below 1 1,000 yuan. ?
2. Although children's medical insurance can provide medical insurance for children, the coverage is low and the protection for major diseases is insufficient, so parents can also buy critical illness insurance for their children. The premium amount of neonatal critical illness insurance should be determined according to the actual situation of the family, and it is recommended to be more than 200 thousand yuan. As for the content of protection, it must cover the common serious diseases of children, and it is best to attach other features. ?
3. With all the above guarantees perfect, in view of the current domestic financial environment, it should be a reasonable and safe choice to reserve children's education funds through insurance plans.