Hello! For most parents, children's college education and early adulthood cost a lot, so you plan to buy a suitable education fund insurance for your children to ease the economic pressure in this area. You plan to buy education fund insurance for your second-grade children, but most of the education fund insurance currently on the market is designed for children under the age of 0 to 13, and your child is now in the second grade, and the average age of the second-grade children is about 15. Therefore, it is not recommended that you buy exclusive insurance for education funds again. I suggest that you buy children's critical illness insurance with dividend protection instead, not just when your children go to college in the future. When applying for insurance, I suggest that you give priority to the protection of serious illness, and then pay attention to the dividend income. After all, the focus of buying insurance is still on protection. Buying this kind of children's critical illness insurance is not only convenient for insurance, but also guaranteed for later claims service.