If you need to gradually accumulate the monthly balance, you can choose the deposit method of "zero deposit and lump sum withdrawal" of China Merchants Bank. China Merchants Bank is a fixed deposit with a predetermined amount, which is deposited on a monthly basis according to the agreed amount and repays the principal and interest at maturity.

Characteristics of China Merchants Bank's Zero Deposit and Withdrawal Service

1, widely used, simple program.

2, the product is a whole and the income is higher.

3. Minimum minimum deposit amount is low: RMB can be deposited in 5 yuan.

Extended data:

Individual lump-sum savings deposits, collective lump-sum savings deposits and educational savings.

Collective fixed-term savings deposits refer to the savings deposits that enterprises, institutions or mass organizations have agreed in advance, pay monthly according to the agreed amount, and repay the principal and interest at maturity. The initial deposit amount is 50 yuan, and the deposit period is one year.

Education savings time deposit is a fixed deposit for students at school (including grade four) or above. When the deposit expires, the principal and interest can be withdrawn in one lump sum with the deposit and the identity certificate of the students who are receiving non-compulsory education provided by the school. Depositors can enjoy preferential interest rates with "vouchers" and are exempt from income tax on savings interest rates. The term of deposit is divided into one year, two years and six years. The minimum deposit amount is 50 yuan, and the maximum principal amount is 20,000 yuan.

China Merchants Bank official website-Time Deposit