On children's education savings insurance
Children's education savings insurance refers to the special savings that an individual opens an account in a designated bank and deposits a specified amount of funds for educational purposes according to the relevant provisions of the state. It is a special savings for students to pay the education funds needed for non-compulsory education. Education savings are registered in real-name registration system. When opening an account, the depositor should hold his/her (student's) household registration book or ID card and go to the bank to open a deposit account in his/her own name. At maturity, the depositor needs to withdraw the principal and interest in one lump sum with the passbook and relevant certificates.
Children's education savings insurance raises education expenses for children in the form of insurance. After purchasing insurance, you need to pay the insurance company on time. As a kind of compulsory savings, it can protect children's future expenses. Therefore, children's education savings insurance is mainly based on savings and security. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
Through the above introduction, I believe everyone has a deeper understanding of children's education savings insurance, and I hope parents can buy a children's education savings insurance for their children as soon as possible.
Advantages of children's education savings insurance
The advantages of children's education savings insurance mainly include the following points:
First, the biggest advantage of children's education savings insurance is that it can obtain deposit interest through lump-sum deposit and withdrawal, and at the same time it can be exempted from interest tax.
Two, children's education savings insurance can solve the future children's school expenses.
Third, it can reduce the burden of children's support for their parents. Nowadays, many families are only children, and long-term savings from children's education fund can solve the problem of children getting married and starting businesses in the future.
Fourth, it can reduce the risks brought by inflation.
Five, some children's education fund insurance is not only an education fund, but also a major disease. Accidents and diseases are unpredictable, and this kind of insurance can provide double protection for children's study and life.
As can be seen from the above, children's education savings insurance has the functions of saving and security. It can not only pay a certain amount of education money on schedule after the insured reaches a certain age, but also provide the insured with advantages such as accidental injury or death due to illness, death or high disability premium exemption.
Related suggestions:
Insure children's education savings and buy protection for their education.
Children are the wealth of parents and the hope of the family. It is the common wish of every parent to let children receive high-quality higher education. Parents don't want their children to lose at the starting line. Therefore, buying a children's education savings fund has become an important way for children to grow up. So, how to buy children's education savings? Let's take a look at this article! Read more
Insurance skills of children's education savings insurance
Education is a top priority for children, and parents should also carefully buy a children's education savings insurance for their children. So, how to give children an appropriate education insurance? Let's take a look at this article. Read more