ICBC's education savings are fixed-term deposits with zero deposit and lump sum withdrawal: the deposit period is divided into one year, three years and six years; The minimum deposit amount is 50 yuan, and the maximum total principal is 20,000 yuan;

Education savings account: students above grade four (including grade four);

Education savings discount: if you can provide proof of receiving non-compulsory education, you can enjoy preferential interest rate (according to the one-time interest rate of the same grade) and be exempted from interest tax;