This paper sorts out the relevant information of this product. Interested friends can have a look: Is the insurance value of Hengan standard Jinzhi Qi Hang education pension worth buying? We must pay attention to these points.
Introduce this product first, and then look at its protection diagram:
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1, flexible payment period
As can be seen from the above figure, the payment period of Jinzhi Qi Hang Education Endowment Insurance (Internet) is still relatively flexible, providing four payment periods: wholesale payment, three-year payment, five-year payment and 10-year payment.
If the funds are tight, it is more appropriate to choose a longer payment period, because the longer the payment period is, the less premium will be needed every year under the same other conditions. If you don't know which payment period is more suitable for you, you can also look at the analysis of this article: How to choose the payment period without losing money?
2. Income situation
Suppose that Bao Xiao, a girl aged 10, has insured this product, with a guarantee period of 30 years, a payment period of 5 years, and an annual premium of 6,000 yuan, with an insured amount of 13534 yuan.
When Bao Xiao 18-2 1 year-old, he can get a junior college degree of 3,000 yuan every year, a further education fund of 6,000 yuan every year when he is 22-24 years old, and an insurance premium of 13534 yuan when his insurance expires at the age of 30.
It can be seen that the income generated by this product is still very good, so the child's tuition is also reduced.
These are the answers to all the questions. Generally speaking, the performance of Jinzhi Qi Hang Education Endowment Insurance (Internet) is still very good, which is worthy of parents' consideration.
But if you are still not satisfied with this product, you can also look at the list prepared by senior sister here: the latest model! The eight education grants with the highest rate of return in 2023 are coming ~
Hope to adopt
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