What are the requirements for online lending in 2022?
1. Kouzi Cat
Kouzi Cat is one of the necessary loans for online lending in 2022, and it is also a new online lending app that has just been launched recently. Friendly to new users, I don't look at credit information and big data before borrowing, but I am releasing water these days, ignoring the situation that black and white households have the next payment. The maximum loan amount available to users is 50,000 yuan, and the down payment is basically around 5,000 yuan. The service period is 3-65,438+02 months, so it is adopted.
2. Extreme wind classification
Extreme wind staging is a direct loan without checking credit information opened in 2022. Although it is an old-fashioned online loan, the recent lending rate has been relatively high. When you apply, you don't check the credit and don't check the liabilities. This is also one of the online loans passed in 2022 without checking the credit. The maximum loan amount that can be provided to users is 654.38 million yuan, and the service period is 1- 12 months.
3. Gome Easy Card
Gome e-card is a compulsory online loan slot 2022, which I believe everyone is familiar with. It has been online for a long time, but the loan ratio is still relatively high. When applying, it is to check the credit information, but the requirements for credit information are not strict. Recently, many debt-ridden small partners have successfully borrowed money for credit information, which is also commonly known as the online loan slot for applying for compulsory loans. The maximum loan amount available to users is 200,000 yuan, and the first loan is generally less than 50,000 yuan.
4. Xiaoyu is exempt from trial
No fish trial is an online loan platform, and the next payment can still be made in 2022. It is the same series of online loan products as Pocket Flower and koi fish Seconds. When applying, you don't look at the credit information, and the requirements for user big data and comprehensive scoring are relatively low. It can be said that it is an online lending platform that ignores all applications. The maximum loan amount available to users is 50,000 yuan, and the next payment amount is generally around 5,000 yuan. Service life is 3- 10.
5. Extreme financing loans
Extreme financing loan is a sub-product of your loan in 2022. You and I can borrow money at the same time. It's relatively easy to borrow money in the near future, and you don't have to look at the credit information when applying. It was also called "2022", which made the loan black and white. The maximum loan amount available to users is 30,000 yuan, the actual loan amount is basically around 3,000-5,000 yuan, and the service life is 654,300 yuan.
Unconditional seconds have passed.
1, good staging
Good installment is the old hole, and the interest rate of the next installment has been relatively stable. The maximum loan amount is 50,000 yuan, which can be divided into 3- 12 months. The application requirement is that the applicant is between 23 and 60 years old, and can apply with the mobile phone number registered in real-name registration system. Small change is similar to installment music, and both are formal financial loan products.
Step 2 borrow money
Lending treasure is a small fast loan software. You can borrow money if you have an ID card, and most of them are 1 hour. You can apply for a loan quickly through the borrowing platform. The review time is short, the loan amount is 500,000-300,000, and the loan period is 1-36.
3. Cash loans
Cash loan provides petty cash loan service, with a maximum of 1 000 yuan and a maximum of 30 days. You only need an ID card to borrow it, submit the application in 3 minutes, complete the review in 3 hours, and arrive at the account in 30 seconds at the earliest!
4. Apple leaseback
This account is an Apple mobile phone loan app, which can be unconditionally passed with an Apple mobile phone. The first loan amount is between1000-3,000 yuan, and the service period is 7-30 days. Whether it is black or white, you can apply for a loan in 30 minutes at the earliest.
5, fast and easy to spend
Kuaiyihua, like Wanda Loan, belongs to Wanda's products and has always enjoyed a good reputation. The maximum amount is 50,000 yuan, the cycle can be divided into 3- 12 months, and the comprehensive interest rate is as low as 0.03%. It will be approved the next day.
6. Points loan
It would be better if the next payment can be made in the near future, and the audit speed is extremely fast. The current loan amount of this account is about 2000 yuan for the first time, and the longest loan period is 3- 12, regardless of black and white and credit information.
The loan platform is easy to pass without looking at the credit information.
Loan platforms that are easy to pass without looking at credit information mainly include the following categories: 1, comfortable flowers. Users can make installment loans within the limit. 2. Little elk. Don't read the credit report, the second audit, the second payment. Ok: 1000-5000 yuan. 3. Save it. Financial products with ultra-low interest rate and installment repayment have fast evaluation and review speed. 4. People's livelihood helps food loans. Lending can be made on the day of audit. 5. borrow wheat. Don't look at the online loan platform for credit information, and provide you with two products: lightning loan and large loan. 6, star wallet. If you don't look at the credit information, the threshold for office workers to apply is low, and students are approved in seconds. The above is the recommendation that the loan is easy to pass, regardless of credit information. Those who want to borrow money in an emergency can refer to these platforms. As long as you have a mobile phone, you can apply anytime and anywhere. Credit is a loan granted according to the borrower's reputation. It doesn't need property mortgage or guarantee. It is very convenient and quick to apply for a loan only by personal reputation, which is very helpful for people who are in a hurry to use money. However, you need to pay attention to applying for a loan. Please choose a regular platform to ensure the safety of your information and funds. I recommend you to use the money flower, which is a credit service brand under Du Xiaoman Finance (formerly Baidu money flower, renamed as "money flower" in June 2065438+08). Big brands are reliable and trustworthy with low interest rates. The money is spent-full of easy loans, the maximum loan amount is 200,000 (click the official calculation), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security. Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
What are the mobile phone loan software? Five seconds to approve a new loan
What are the mobile phone loan software? You may be familiar with some old platforms of online loan APP: loan treasure, flower garden, white strip, micro-loan and other products. There are many new loan platforms in the market, which are not only fast and efficient, but also have low application threshold.
A quality loan platform is waiting for you! Let's take a look!
360 Dai Xiaowei.
The loan products of 360 Finance can reach 200,000, and the loan period is relatively long, with 3 months, 6 months and 12 months to choose from. As long as the borrower is 20-55 years old and is a Taobao shop owner, he can apply by providing his ID card, bank card and real-name registration system mobile phone number.
Education cloud staging
You must have an invitation code to apply. Educational institutions that cooperate with BOC offline will be registered, and institutions will provide invitation codes. After filling it out, you can get an education cloud installment loan, which can be divided into 24 installments at the longest and the maximum amount is 50,000 yuan.
China Bank Consumer Wallet
Including mail you loan, mail you flowers, China post treasure and other products. The review speed is fast, mainly depending on the applicant's personal data and return visit, and the applicant needs to be between 20 and 60 years old, and can get a pure credit line of up to 50,000 yuan.
Xinyidai micro-credit loans
The products of BOC Consumer Finance adopt manual and automatic systems. Applicant 18 years old or above, with high personal credit requirements. The maximum loan amount is 20,000 yuan, which is a relatively high online loan.
Online commercial loan
Only Alibaba's cooperative merchants can apply. The minimum and maximum daily loan interest rates can provide borrowers with loans of up to 2 million yuan, and the longest loan period can reach 24 months.
Enterprise Dai
The maximum loan amount can reach 3 million yuan, and the loan interest is calculated on a daily basis. The daily interest rate is so low that it takes one day to calculate the loan interest for one day, and the loan period is relatively long, up to 36 months.