Parents love their children deeply. Many parents buy all kinds of insurance for their children after they are born. Among them, education fund insurance is the most popular and has become a must-buy product among many children's insurances. However, many people only know that buying children's education insurance is to prepare for their children's future education expenses, but they don't know how to get it. How did you return it? How much can I refund? Let me popularize your knowledge. What kind of critical illness insurance are there for children? Which are cost-effective? Which is the most worth buying? Let's take a look at 10 the inventory of children's critical illness insurance sold by major insurance companies.

Collection method

At present, there are three ways to collect children's education insurance money.

One is to receive it regularly. That is, according to the contract, within the validity period of the insurance, at the time stipulated in the contract, at regular intervals. This time interval is fixed. The advantage of this collection method is that it is flexible and allows parents to arrange relevant education funds reasonably according to their children's actual situation.

The second is to charge the company every year. This means that after purchasing the children's education insurance, it is agreed that you can receive a certain amount every year from a certain time. For example, from junior high school, children can receive a certain amount every year, and in high school, they can receive the corresponding amount, and finally in college, they can receive a certain amount. The advantage of this method is that it can provide education insurance money in time when children begin to receive education, which is conducive to earmarking.

The third is to receive it at one time. This method refers to receiving the amount stipulated in the insurance policy at one time within the agreed time, such as when the child starts to attend junior high school, high school or university. The advantage of this method is that you can receive a considerable sum of money at one time, and parents can have more room to control funds.

Parents can negotiate with insurance companies according to their own needs and choose the one that suits them best.

How much can I get?

How much children's education insurance can charge depends on the premium paid at that time. Generally speaking, the higher the premium paid, the higher the corresponding protection and the more money you can receive. But you can't choose to pay premiums that you can't afford because the amount you receive due is relatively high. After all, the purpose of buying insurance is to reduce the burden and give children corresponding protection. Once you exceed your tolerance, you will lose more than you gain.

Through the above explanation, I think everyone has a certain understanding of the collection of children's education insurance. You can choose the collection method that suits you, and you can't listen to what others say. Only what suits you is the best.