There is no handling fee for global withdrawals, RMB is deposited in China, and foreign currency is directly settled at the exchange rate of the day when it is withdrawn from ATMs with UnionPay logo overseas. The same is true of credit card consumption. However, there are also tips on the website of Chengdu Bank:
(Tips: When you use ATM to withdraw money overseas, we can't waive the ATM usage fee on behalf of the bank, because some overseas banks directly charge extra fees to the cashier. Please pay attention to the charging tips of ATM machines. )
You can also call customer service.