Annual work summary, the person in charge of the bank, 1 I have been engaged in financial related work such as accounting supervisor and financial supervisor under the arrangement of company leaders and department heads for 20xx years. As a senior employee and an old financial worker of the company, he devoted himself to his work with full enthusiasm, took serving the company as his own responsibility, loved his job, was loyal to his duties, united with comrades and paid attention to harmony, which set a good example for new employees and played a leading role.
From 1 to 10, I was mainly engaged in the position of accounting supervisor, engaged in a series of work such as daily accounting processing, financing data collection and sorting, and financial data analysis. In the tax planning and payment of Shenzhen Company, consider what the company thinks, avoid taxes reasonably, save tax expenses for the company, strictly perform their duties and abide by cost control.
In the generation of new employees, I cooperate with the company's talent strategic planning, cultivate and train new employees' accounting skills through daily work, set an example, teach them good work style, work attitude and professional ethics, set an example, and instill accounting skills and experience and accounting control concepts of costs and expenses into new employees in a flexible way, so as to do a good job in enterprise accounting.
11-65438+February is the position of financial supervisor arranged by the company leaders, mainly responsible for internal audit. I checked the accounting treatment and original vouchers in Shenzhen, Guangzhou and Huizhou, randomly checked the detailed charging situation of the property company, understood the charging process of the toll collectors of the property company, and immediately communicated with relevant personnel for minor problems found in my work, and found problems that were difficult to solve at the moment.
For a long time, as a financial worker, I pay close attention to the relevant fiscal and taxation policies of the country, study the relevant laws and regulations promulgated by the industry from time to time, strive to improve my professional level and professional quality, always maintain a responsible attitude towards the company's interests and my career, adhere to principles, abide by my duties, work actively, and make my own contribution to ensuring the maximum economic benefits of the company.
20xx years are coming, and a new year is coming. I want to maintain a good working attitude and enthusiasm, and make due contributions to the vigorous development of the company!
2, the person in charge of the bank's annual work summary. This year's work is divided into two aspects:
(1) works in the planning and finance department, and is responsible for the cost accounting of the comprehensive room of the planning and finance department of the company. During this period, the following work was completed:
1. Carefully review the original vouchers and prepare accounting vouchers. Earnestly implement the Accounting Law, strengthen the basic financial work, and organize accounting in strict accordance with the requirements of the China Unicom Professional Accounting Measures (Trial) and the new accounting system to ensure that the company's accounting treatment conforms to the provisions of relevant national laws and regulations and the requirements of Unicom headquarters and provincial companies on the financial accounting system. All costs and expenses are classified by departments and projects, and common expenses are carried forward at the end of the month.
2. Participate in the preparation of monthly financial statements, actively cooperate with accounting firms and auditors to conduct mid-year audits and special audits, and answer their questions.
3. This year is the first year for our company to implement comprehensive budget management and performance appraisal. To this end, a lot of preparatory work has been done. At the beginning of the year, according to the project and department, the relevant budgets of income and cost were formulated and issued. In the future work, according to the budget, strictly control the cost and provide timely and accurate financial data for the performance appraisal team.
4. In April, according to the spirit of relevant documents of provincial companies, formulate regulations on the management of expenditure accounts of various business service departments and improve the management of monetary funds; In June, in order to implement the spirit of bringing Shunde Branch into the management assessment of Foshan Branch, the working capital management process of Shunde Branch was formulated in time.
5. Establish a good sense of service, and always respond and solve the problems raised by the accounting offices of various business service departments quickly. Timely disbursement of monthly operating funds of various business departments. In our daily work, we pay attention to giving some guidance to their work. To this end, we have established a good working relationship with the accounting offices of various business service departments.
6. Calculate business tax and personal income tax correctly and pay taxes in full and on time. For the expenses that have not been invoiced, invoice the tax bureau in time and withhold the tax. Strengthen communication and contact with tax authorities and obtain their support and guidance.
(2) I work in the accounting office, and I am the director of the accounting office. From an accountant to a grass-roots manager, I quickly adjusted my mentality and working ideas. During this period, the following work was completed:
1. Get familiar with the business in a short time, and then work out and straighten out the business payment settlement, distribution settlement, imprest reimbursement, invoice management and other processes. Strengthen the effective monitoring of operating income and speed up the recovery of funds; Strengthen the supervision of the business hall and dealers to implement the company's marketing policies and financial systems.
2. Prepare the capital budget every month, strictly review the department expense reimbursement, and effectively control the cost. Regularly analyze the composition of costs and expenses, and provide reasonable suggestions to department managers and related departments. Salary is to become better, so that the concept of "benefit is king" runs through the whole business activities of the company.
3, in the case of shortage of manpower, training accountants to make full use of scientific and advanced working methods and skillfully operate computers to free them from heavy manual operations can improve work efficiency and achieve twice the result with half the effort. And using their own knowledge and skills, re-compiled the relevant accounting forms. As long as the data input is accurate in daily life, a summary report will be automatically generated at the end of the month, which solves the previous hectic situation at the end of the month.
4. In addition to intense work, strengthen team building and build a team with comprehensive business and high work enthusiasm. As a manager, we should give full play to the subjective initiative and work enthusiasm of our subordinates through "observing people's strengths, employing people's strengths, gathering people's strengths and developing people's strengths". Improve the overall quality of the team and establish a new image of pioneering, innovative, pragmatic and efficient departments.
As a grass-roots manager, I am fully aware that I am not only a manager, but also an executor. If you want to lead a good team, you must first set an example. In addition to being familiar with business, you need to be responsible for specific work and business. In the case of shortage of manpower, I am responsible for a large part of specific work, such as the budget of working capital, the provision of commission, the transmission of user phone bill collection data, the summary and compilation of business statements, accounting and so on. This has been recognized by my peers to a great extent, and it has also brought great help to my work.
6. Go deep into the front line, fully understand the operation of business halls, professional rooms and dealers, change work style, establish service awareness, strengthen communication and cooperation, and solve problems raised by all parties in time.
Summary of annual work, President, in the past 3 1 year, under the correct leadership of the leader of the competent bank and Director Chen, and with the active cooperation of all comrades in the department, I was able to do my job well in accordance with the requirements of various rules and regulations in the bank and the work target plan at the beginning of the year. And with the standards of "morality, ability, diligence, performance and honesty", we strictly demand and restrain ourselves and successfully complete the work tasks throughout the year. Now I will make a brief report on my work and study:
First, strengthen political and professional study and persist in arming our minds with scientific theories.
I'm a clerk, but I'm also party member. At the same time, I also served as the organizing Committee member of the Party branch of this department and the liaison officer for building a clean government. In daily work and life, I can fulfill my duties, learn with virtue and wisdom, take the initiative to organize the political theory and business study of my department every Tuesday, and do a good job in recording, checking and evaluating the study record book of all staff. At the same time, according to the requirements of the bank, the electronic and paper versions of political learning and the development of party style and clean government construction will be submitted to the discipline inspection and supervision office. Post-prison center, a small political group, has become a common practice in studying political theory and business, and has developed good habits over time. In July this year, our branch was also rated as a "learning party branch" under the jurisdiction of the whole province. The regularization and institutionalization of political theory study has promoted the effective implementation of our responsibility of "performing duties according to law, putting the system first, serving in a civilized way and promoting harmony".
Second, profoundly grasp the key point of system supremacy.
At present, banks at all levels continue to strengthen the work of post-supervision centers, further clarifying the key points of strengthening and improving work style and responsibilities under the new situation. I believe that strengthening the implementation of the system is a favorable guarantee for doing a good job in accounting and financial supervision. Leaving the system supervision is tantamount to building a car behind closed doors. So I can stick to the principle, be unselfish and act according to the system. Sometimes, it is inevitable to offend people for a while, but I clearly believe that as long as it is for work and public interest, they will understand and understand the ruthlessness and sentimentality of principles and systems in the future. In the work, only a ruler can measure it to the end, so as to ensure the orderly and scientific development of all work. After working in the post-supervision center for several years, I deeply realized that one of the core values of grass-roots central banks is to strengthen system construction and implementation. The occurrence of "Xuanhua" case in February last year (12) sounded the alarm for our front-line business personnel. Since you love comrades, you should implement the system first, and everything should be done according to the system.
Third, strive to play an exemplary role of being strict with yourself.
The particularity of the banking industry determines the importance of perfecting its internal control and restraint mechanism. Therefore, based on my work experience of more than 20 years and the current business development needs, I think it is very timely, important and necessary to strengthen the system construction. Only by establishing and perfecting various rules and regulations can there be rules to follow. During this year, I assisted the section chief and comrades to inspect and investigate the main business links, important positions and key positions of the department, further strengthen people's ideological education and professional ability training, strengthen supervision process management, and plug all loopholes and dead ends. For the business of business departments, strengthen the supervision and inspection of the implementation of rules and regulations, and track the depth and breadth of inspection. Give full play to the effective role of post supervision inspection system of grass-roots central banks.
Fourth, actively make suggestions for building a harmonious and civilized department.
As a deputy, you should be biased and work hard. Always worried about team building. Sincerely unite colleagues and create a harmonious department. This year, although some achievements have been made, the achievements are attributed to the correct leadership of the bank leaders and the hard work of all directors and comrades. I just did something that I could wholeheartedly, which was far from the requirements of the organization and comrades at the same time. Summarizing today's achievements is to better carry out new work and accept new challenges tomorrow. In the new year, I must first strengthen my study, because learning ability is the concentrated expression of an operator's morality, ability, diligence and sincerity, and it is also the core competitiveness of a team organization. Secondly, we should give full play to people's enthusiasm, adhere to people-oriented, supplement the shortcomings and defects in the system with new central bank cultural concepts, realize the perfect integration of vision, culture and team growth, and make our post-supervision center more executive, fighting and innovative.
Thank President X and comrades for their concern and support for my work over the past year!
Summary of the annual work, the person in charge of the bank was appointed by the municipal bank to XX Road Sub-branch as the accountant and compliance supervisor in 20xx. Since taking office, he has led all accountants in Gongren Road Sub-branch to strengthen internal control accounting, conduct internal risk investigation, conduct staff training and provide good counter service. In my work, I adhered to the organic combination of accounting, service and marketing, and implemented the relevant systems of the city bank in a down-to-earth manner, ensuring the orderly operation of the front desk work of the branch. The work of Gongren Road Sub-branch is summarized as follows:
I. Quality of Accounting Work
1. Adhere to the daily, weekly, ten-day, monthly and semi-annual inspections according to the unified requirements of the accounting and settlement department, earnestly perform the daily inspection duties of basic accounting standards, and do a good job of internal control and self-inspection according to the inspection plan and the inspection requirements of the municipal bank. We comprehensively inspected and sorted out the implementation of important goods management, seal management, database query, recording telephone management, accounting file management, company account information, personal expense account information, inquiry and reply, loss reporting business, online banking business, collection business, counterfeit currency collection, printing of various materials, personal deposit certificate, confirmation letter, company credit certificate, credit fund flow, wealth management business and large payment verification system, and checked out the results.
2. Improve accounting quality. At present, there are 1 1 tellers at the front desk, three of whom have been on duty for less than a year, of which teller XX just took up his post at the end of June, and teller XX just engaged in company business at the end of February due to transfer. At work, I took the old teller to help the new teller look at the tickets in the early stage. After the business became familiar in the later stage, the new teller looked at each other's tickets, which not only reduced the error rate, but also learned new business from others' subpoenas. In the second quarter, eight tellers made zero errors, which greatly improved the accounting quality of tellers and ensured the healthy development of branch business.
Second, staff management and training
1.At the end of July, the company's accounting teller XX was transferred to XX Road Sub-branch, teller XX was transferred to our bank from Road Sub-branch, and teller XX was transferred from savings teller to accounting counter. A series of adjustments have a great influence on the teller's psychology and his mood is unstable. In view of this situation, I communicated with the tellers one by one in time. Through our joint efforts, the tellers have mastered the job skills and achieved a smooth transition of business.
2. As the general tellers have not been employed for a long time and their awareness of operational risks is relatively weak, I took advantage of the opportunity of holding a counter compliance operation competition by the accounting department of the municipal bank, combined with the annual activities of compliance enforcement, and led the tellers to learn various accounting settlement systems, accounting risk management and related operational process requirements formulated by provincial and municipal banks through various forms such as leadership lectures, discussions and questions. In addition, the Bank focused on the guidelines for counter operation risk management and the construction of a counter operation risk question bank, and publicized the prevention of operational risks to employees, which greatly improved the operational risk awareness of tellers and won the third prize in the quarterly counter compliance operation competition of the Bank in 20xx.
3. In terms of business training, I actively organized front desk tellers to learn business knowledge, held business training activities internally, and actively mobilized everyone's subjective initiative. In the second quarter, the study task is heavy, and in the third quarter, the accounting certificate exam, anti-counterfeiting exam and theoretical knowledge exam are important. In the second quarter, two new tellers obtained accounting certificates and one teller obtained anti-counterfeiting qualification certificate. Through the joint efforts of me and branch tellers, the branch won the first place in the theoretical examination in the second quarter.
Three. Other major tasks
1. Supplementary Rules for the Implementation of Performance Appraisal of Front Desk Tellers of Gongren Road Sub-branch.
2. Timely and accurately submit the statements of banks in the same city.
3. Cooperate with the accounting department to conduct accounting check in the second quarter and report the rectification report in time.
4. Organize quarterly risk analysis meetings of branches and submit risk analysis reports.
5, cooperate with the city management department to check.
Fourth, the existing problems:
First of all, the management level needs to be further improved, and the perspective should be changed to look at and solve problems from the perspective of a grassroots manager; Moreover, the business level needs to be further improved, and the accounting and compliance supervisor needs to master more comprehensive and detailed business knowledge.
All these require me to learn more, ask more questions, summarize more, improve and perfect seriously in my future work, perform my duties in strict accordance with the requirements of the municipal bank and the terms of reference of the appointed accounting supervisor, and strive to do all the work assigned by the branch.
Verb (abbreviation for verb) Next work plan:
1. Further sort out and standardize the basic accounting management, and lay a solid foundation for the accounting management of sub-branches.
2. Do the daily inspection work of the accounting supervisor on time, and find and rectify the problems in the work as early as possible.
3. Strengthen personnel management, continue to strengthen teller training, and carry out basic accounting training for tellers in combination with the rules and regulations of the Head Office, so as to further improve the efficiency and professional quality of tellers and actively create a good working atmosphere for everyone.
4. Strengthen the moral hazard warning education for tellers, so that every teller can tighten the string of risks and never slack off, and put an end to potential risks.
Annual work summary, the person in charge of the bank, adjusted my position at the beginning of 2005. Now I have changed from an ordinary employee to an accountant in charge, and the pressure has increased accordingly! I also heard many envious eyes, support and praise! And I don't feel anything, my heart is calm, and there seems to be nothing to be happy about! It may be because I was a class cadre at school and also held a management position after work. This is a new starting point, a new beginning. It's really an opportunity to exercise people!
First, deepen the understanding of maximizing the value of banks.
What is value maximization? It means that an enterprise adopts the optimal management strategy through reasonable operation, and fully considers the time value of funds and the relationship between risk and reward on the basis of ensuring the long-term stable development of the enterprise, so as to maximize its total value. Generally speaking, it is to take an enterprise as an asset portfolio to the "market" to maximize the value it can sell. "Value maximization" overcomes and avoids the narrow goals of "scale maximization" and "quality maximization"; "Value maximization" is also different from profit maximization. It not only reflects the actual financial situation with immediate interests as the core, but also considers the development potential of enterprise's future value growth. It not only measures the actual operating losses and risk costs, but also comprehensively considers the requirements of capital gains, which is a high degree of unity of bank operation safety, liquidity, efficiency and growth. As a modern commercial bank, we must establish the business philosophy of value maximization, deeply understand and understand the essence of the concept of value maximization, and explore effective ways to achieve value maximization. Our bank takes "becoming the most valuable and creative bank" as its development prospect. Its essence is to require our bank to maintain excellent business performance and reach the leading level in internationally accepted financial indicators; Market value growth has reached the leading level in the industry; Establishing comprehensive values can provide rich value returns for shareholders, customers, employees and social stakeholders.
Second, the theory has been proved by practice and the ability has been exercised.
Simulated banking practice
In the fierce market competition environment, commercial banks must have faster learning ability than their competitors to succeed, which is the only lasting competitive advantage. Through the four-day "Commercial Bank Operation and Management Practical Exercise", we personally experienced and understood the operation mode and advanced management concept of western joint-stock commercial banks, and found the combination of commercial bank operation and management theory and practice. From the formulation of strategic objectives and implementation strategies, to the decision-making in deposit and loan business, human resource management, marketing, securities investment, financial management, etc. according to the business strategy, and then to the concrete implementation of each strategic step; Let us truly experience how to avoid and control risks in the market competition environment, how to optimize business, quantify training, seize the market, seize the initiative, and strive to maximize the value of banks and shareholders.
The "simulated banking" exercise has gained a lot, and the three aspects that impressed me the most are as follows.
1, a deeper understanding of the business philosophy of maximizing bank value.
The final result of the simulation exercise is reflected in the stock price of each simulated bank in the capital market (that is, the market value of each bank). During the four-day simulation exercise, we personally experienced how to weigh the relationship between scale expansion, profit pursuit, capital constraint of venture assets and capital liquidity in the market competition environment. After experiencing the contradictory and interdependent movement process between them, I understand that to achieve the goal of "value maximization", we must seek the "balance point" of "value maximization" by means of "game". A deeper understanding of "value maximization" is the high unity of bank operation safety, liquidity, efficiency and growth; Value maximization is not only an index to measure performance, but also the basis for survival and development, and then runs through the operation and management of the whole bank; The two core mechanisms of value creation are "risk and income constraint mechanism with economic capital as the core" and "performance evaluation and incentive mechanism with economic added value as the core".
2. Clarify the objectives of bank management.
The goal of bank management is to determine how to maximize shareholder value and become a sustainable and efficient bank. Sustainable and efficient banks will not accept higher risks for temporary high profits, but will only conduct business within a limited "risk tolerance range"; Don't change business direction frequently in order to make money faster, but keep the stability of goals and directions; We will not make drastic changes frequently, but insist on gradual progress and pay attention to long-term governance.
3. The profound lesson that "strategy determines the direction and details affect success or failure".
During the simulation exercise, the Bank made a slight operational mistake, resulting in a loss of RMB 800 million in interest of bridge loan and RMB 2.3 billion in trading income in the following year. A series of chain reactions directly affected the final realization of strategic objectives. The profound lessons of "butterfly effect" and the reflection it caused are very necessary for our bank to implement "six-fit horse" management. The difference in return on assets between efficient banks and inefficient banks may be only 0.5%. The only difference between them is that efficient banks do better than inefficient banks in 100, but the final result is quite different. As a special high-risk industry, risk prevention and control is the lifeline of banks. The root of risk prevention lies in people, in the ability of employees to control risks and in the ability of employees to perform their duties in all aspects of business, which is the essence of "Six Sigma" refined management.
Third, I realized the true meaning of being a man and doing things in my mind.
In the study of courses related to leadership quality and ability, I have thought a lot and learned a lot, and I have the deepest feelings in the following three aspects:
(A) How to become a leader
Being a leader is a complicated and simple management work. Mitchell Laford, an American management expert, pointed out in his book Principles of Management that the greatest management principle in the world is a simple sentence: people will do something that pays off. "People-oriented" is the essence of leadership. People's management and leadership depend on three things: people's ideas, people's feelings and people's interests. A successful or excellent leader and manager is to win the trust and support of employees and subordinates in these three aspects, thus generating strong centripetal force and cohesion, and forming a work team with group will and collaborative combat effectiveness. Such a team not only has stronger executive power in doing things, but also has a magical power to overcome difficulties, work as a team, work together with Qi Xin to solve work problems and create business miracles, thus providing sustained internal motivation for the long-term rapid and healthy development of enterprises or organizations.
(B) How to become a subordinate
The true meaning of being a subordinate is only two words "cooperation". Psychological coordination is very important for superiors, and the key to "psychological coordination" is "understanding". First, we must learn to "empathize" and correctly understand the leadership intention; Second, we must have a "global concept" to make leaders "rest assured, rest assured and caring"; Third, we should "creatively implement" on the basis of correctly understanding the leadership intention, so as to achieve "no offside", "no offside" and "no vacancy". The key to the coordination of subordinates' interests is "incentive", which embodies the differentiated "interest coordination" through salary incentive, development incentive, cultural incentive and emotional incentive, while giving consideration to fairness and justice.
Annual work summary, head of the bank, reviewing my work last semester. In the process of growing up with my children, my heart is full of gratitude. I want to thank the children in our class. They make me feel happy and confident, and they give me a lot of sparks about education. I would also like to thank Mr. Guo and his teachers in our class for their help and support in my work. They helped me quickly integrate into this big group. The work of this semester is summarized as follows:
First, teaching.
This semester, I am a teacher in Yueyue class. This is my first contact with these children since I started working, so I feel strange with these little babies. In order to make myself familiar with the children as soon as possible, I talk and chat with them as soon as I have time, which brings us closer and makes them feel good and friendly to me. Children from the sun class to the moon class, due to different age requirements, some aspects should be slowly educated from the beginning, which requires our teachers to be very patient, careful and careful.
According to the age characteristics of children in our class, we should pay attention to cultivating children's independence and their generous and cheerful personality in our daily activities and life. Starting from children's reality, pay attention to arouse their enthusiasm and creative thinking, and stimulate children's interest in learning; Teach them how to get along and communicate with their peers in a friendly way, so that children can feel that our monthly class is like a warm big family, and thus like going to kindergarten.
Care about children in their study and life, enlarge their bright spots, and try not to accuse them of their shortcomings or mistakes in front of everyone. Especially some special children can't be strengthened, so that they can see their own shortcomings and deficiencies without a magnifying glass. On the contrary, we should use a magnifying glass to discover their little progress and subtle changes and build confidence for them in the class.
Every day we will arrange some time for our children to go outdoors: walking, playing games and doing exercises. During the activity, observe the children carefully, get to know them, play games with them, have fun, and learn to be their beloved mentor.
Second, security.
Safety work is the top priority of all work in kindergartens. Nothing is more important than the safety of children. We arranged safety education courses in our weekly activities, telling them not to do dangerous things, not to wait for safety knowledge in dangerous places, and asking them to trim their nails regularly to ensure the safety of their children.
Third, family ties.
Children are the future and hope of the motherland and need careful, scientific, reasonable and targeted education from parents and teachers. We usually make full use of parents' short time to pick up their children in the morning and evening to communicate with them, introduce their children's performance in the park, understand their situation at home, put forward reasonable requirements, and proceed from reality, take various ways to actively and effectively do a good job of parents in order to gain their trust and support and jointly educate their children. Fill in the hometown contact manual carefully every week to truly reflect the children's study and life in the park.
Fourth, experience
Looking back on a semester's work, I deeply realize that teachers work very hard, not only to impart knowledge, but also to cultivate the next generation. In kindergarten, teachers are like children's mothers and good friends. To be an excellent preschool teacher, we must be caring and responsible, treat every child fairly and give affirmation and encouragement to their little progress.
The above is my personal summary this semester, and I believe I will do better in the future. Of course, every child in our class will get better and better!