The point is: 1, the product is zero. The minimum monthly deposit is 50 yuan, and many a mickle makes a mickle; 2. Flexible storage period.
You can choose one year, three years or six years; 3. Total amount control. Each account can at most
Save 20,000 yuan; 4. Interest rate concessions. Enjoy the lump-sum deposit and withdrawal interest rate; 5. Interest is tax-free.
Interest earned at maturity is exempt from 205 interest income tax; 6. Loans are preferred. Participate in education savings
If depositors apply for student loans, under the same conditions, banks can give priority.
The object of education savings is students above grade four (including four years) in primary school. education
Savings means that the state encourages urban and rural residents to let their children receive non-compulsory education in the form of savings deposits.
Promote the development of education. For the children to accept it well in the future.
In higher education, it is an ideal investment, rate of return and purchase for parents to save for their children.
The national debt is similar. Function: Ensure the healthy development of education.