The financial loan platform will pay the tuition fee of the loan to the education and training institutions in one lump sum. Staged education is a payment mode in which some schools and institutions with training qualifications pay tuition fees by stages for intellectual students, in which the interest on the staged education sharing card is paid to the education and training institutions in one lump sum by the financial loan platform. Training institutions are educational and training institutions with the purpose of improving ability, cultivating skills, academic education and certification training.