First, teach children to understand the value and use of various currencies. Parents should pay attention to let their children know all kinds of currencies from an early age. There are two kinds of money in America: paper money and coins. When I was young, I mainly knew coins, and later I knew a lot of paper money. And teach children to recognize the value of various currencies in use. Teaching children to use money is combined with teaching children to learn addition and subtraction, and it is combined with the activity of buying goods. Let children know how many currencies there are and how to achieve equivalence. Second, teach children to develop the concept of saving. American parents, especially those in China, attach great importance to cultivating their children's concept of economy, laying an ideological foundation for studying "stock trading" in the future. For example, some children like to eat ice cream, and it costs 50 cents to buy a cup. Parents tell him, "You can eat it if you want, but you can only give you 25 cents today and buy it tomorrow." This is the bud of children's concept of saving. For example, give children some money at ordinary times, or let them get some labor remuneration. Parents help their children find interest-bearing banks to open deposit accounts. Third, teach children to use their savings reasonably. If children want to buy tennis rackets, bicycles, etc. Or travel and guide him to use part of his savings. In this way, he realized the meaning of saving. Fourth, in the use of money, we should teach children to share, experience the happiness of donating money to help others, and know how to care and help others from an early age. Parents need to educate their children to voluntarily donate their small savings to those in need. Fifth, learn to be careful and not spend money indiscriminately. Although American families are rich, their lives are simple and their expenses are planned. In general, families should help their children make a consumption plan and implement it correctly. Sixth, teach children to learn to get some income through proper means. Children don't give money for everything they do in their daily lives, such as washing dishes, vacuuming, cleaning windows, taking out garbage, etc. Not only should he not be paid, but he should also let the child know that he is a member of the family and enjoys both rights and obligations. However, children can be paid to do things in the yard at home, such as mowing the grass, washing the car, cleaning the garage, painting the walls and trimming the garden. Seven, some parents also use money as a reward to cultivate their children's good behavior. Some parents give their children some rewards after they have done good things for others, and tell them that rewarding others' good behavior is also a way of managing money. 8. Parents attach great importance to influencing their children with their own financial concepts and consumption behaviors. Because they know that many times parents can subtly teach their children the decision, order, beliefs and habits of spending money, without saying anything.