Hello! Generally speaking, the earlier you buy the children's education insurance on the market, the better. It is most suitable for parents to insure their children before they are 5 years old, because the earlier they are insured, the more education funds they accumulate, the less they pay each year, and the earlier they are guaranteed. Take out the same insurance every year and pay the same fee. When you are 0 years old, you will get twice as much education money as when you were 6 years old. However, parents should pay attention to the following points when insuring their children:

1. When purchasing the education fund insurance, we should pay attention to the protection function, so as to cope with the possible risks brought by the illness, disability and death of future children, and provide protection for the insured and the insured in terms of illness, accidental injury and high disability.

2. At all stages of children's growth, the cost of college and early adulthood is often high, so when buying education insurance for children, we should pay attention to the protection of college education.

3. Pay attention to choose products with additional exemption function, because the payment period of education fund insurance is generally long, and the probability of risks is relatively high. During the payment period, in case of risks or accidents of parents, the interests of children can be guaranteed to remain unchanged and parents' worries can be relieved.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.