Private schools, whose real estate is subject to the items recorded in the real estate license, as ordinary houses or commercial houses under the name of individuals, can only be recognized as the second source of repayment, but not as the main lender.

If the property is in the name of the school and the house is used for ordinary residential or commercial services, other businesses will get the approval from the Education Bureau, allowing the school to use the school property to apply for loans from the bank.

If the property is used for educational purposes, whether it is related to the name of an individual or a school or not.

In this case, the school indirectly pledged to the education guarantee company.

There are many risk points. As an account manager of a guarantee company, you must know how to analyze risks, especially policy and legal risks, and you must understand relevant laws and regulations. Otherwise, in case of property that cannot be disposed of, private lending is not recommended.

I am a loan agent in Chongqing.

Second, loans to private schools.

Third, buy two mobile phones as private mortgages?

Not recommended. If you really have no money to buy it, don't buy it yet. The interest rate of private mortgage is very high.