3.5%。 Education savings refers to the savings for receiving non-compulsory education, with preferential interest rate and installment deposit. According to the announcement issued by China Industrial and Commercial Bank, the one-year interest rate is 3.5%. Established in 1984, China Industrial and Commercial Bank is one of the top five banks in China and one of the top 500 enterprises in the world, with the largest customer base in China and the largest commercial bank in China.