First, the poverty alleviation loan is a policy loan business undertaken by relevant domestic financial institutions. It is an important part of poverty alleviation and development in China. There are two main forms of distribution: one is small poverty alleviation loans to households; The other is poverty alleviation loans and infrastructure construction for leading enterprises.

Second, the documents required for the loan are:

Household registration book, ID card, marriage certificate, business license, loan application, guarantor's ID card, household registration book and unit certificate provided by the married person.

Third, the loan must meet two conditions:

1, asset mortgage,

2, there is a guarantor who has the strength to help you guarantee and is willing to guarantee for you.

Second, what conditions are needed for poverty alleviation loans and how to handle them?

Poverty alleviation loans are managed by the local poverty alleviation office, and the specific situation needs to be consulted with the poverty alleviation office.

General policy loan application

① Original and photocopy of ID card;

Original and photocopy of the household registration book;

③ Fill in the loan application form;

(4) provide collateral (collateral can be crops, land use rights, forest ownership certificates, etc.). );

(5) go to the guarantee company to sign.

6. Sign a loan contract with the loan issuing bank;

⑦ Submit the loan.

Poverty alleviation loan is a policy loan business undertaken by relevant domestic financial institutions. It is an important part of poverty alleviation and development in China. There are two main forms of distribution: one is poverty alleviation loans to leading enterprises for infrastructure construction.

From June 5438+1 October12000, according to the year determined by the State Council (including new poverty alleviation loans in that year, re-loans in the previous year, and unexpired loans), the central government will give interest subsidies within the planned quota. Poverty alleviation loans issued before 1998 will no longer be discounted.

According to the new poverty alleviation loans made by the State Council in 2000, the re-lending poverty alleviation loans and the new poverty alleviation loans that did not expire in the previous year were all included in the poverty alleviation loan plan of that year; According to the decision of the Ministry of Finance to give discount according to the annual poverty alleviation loan plan, the central finance will give discount within the scale of the annual poverty alleviation loan plan approved by the State Council, and in principle it will only be posted for one year.

Third, what conditions are needed for poverty alleviation loans and how to handle them?

Poverty alleviation loans are managed by the local poverty alleviation office, and the specific situation needs to be consulted with the poverty alleviation office.

Materials required for general policy loan application:

① Original and photocopy of ID card;

Original and photocopy of the household registration book;

③ Fill in the loan application form;

(4) provide collateral (collateral can be crops, land use rights, forest ownership certificates, etc.). );

(5) Go to the guarantee company to sign the guarantee and counter-guarantee contract;

6. Sign a loan contract with the loan issuing bank;

⑦ Submit the bank card of the loan issuing bank.

Poverty alleviation loan is a policy loan business undertaken by domestic financial institutions. It is an important part of poverty alleviation and development in China. There are two main forms of distribution: one is small poverty alleviation loans to households; The other is poverty alleviation loans and infrastructure construction for leading enterprises.

From June 5438+1 October1day, 2000, according to the scale of the annual poverty alleviation loan plan determined by the State Council (including new poverty alleviation loans that were added that year, re-borrowed, and did not expire in the previous year), the central government will give interest subsidies within the planned quota. Poverty alleviation loans issued before 1998 will no longer be discounted.

According to the State Council, "since 2000, all the new poverty alleviation loans, refinancing poverty alleviation loans and new poverty alleviation loans that did not expire in the previous year have been included in the poverty alleviation loan plan of the year; According to the decision of the Ministry of Finance to give discount according to the annual poverty alleviation loan plan, the central finance will give discount within the scale of the annual poverty alleviation loan plan approved by the State Council, and in principle it will only be posted for one year.

4. How to approve the 50,000 yuan interest-free loan for poor households?

What are the conditions for the rural 50,000 yuan interest-free loan policy?

Rural fifty thousand yuan interest-free loan object:

1, related enterprises such as agricultural industrialization enterprises and new agricultural management entities that drive poor households out of poverty;

2. Poor households who set up files to increase their operating income;

3, declare planting, breeding or engaged in commercial processing and other rich projects;

4. Have repayment ability;

5. Poor households can borrow up to 50,000 yuan a year.

What are the procedures for interest-free loans in rural areas?

1. Apply to the community where the household registration is located (township employment and social security station or employment and social security office).

2. Wait for the guarantee institution and the handling bank to review the applicant's information before conducting the loan investigation.

3. The guarantor and the guarantee institution sign a counter-guarantee contract.

4. Sign loan contracts and agreements.

5. The handling bank issues loans.