Emphasis on financial management is a high-end product with relatively high neutral price for children's education insurance.

According to the company's publicity, the collection of education funds in high schools, universities, etc. is for customers, just to let customers know about insurance more intuitively. Customers can use it as a reference, but it must be clear that this is not a promise, and you can only refer to it.

In fact, the collection limit of this product is 10 years. /kloc-After 0/0 years, you can get it free of charge at any time according to the policy value.

As for whether it is 1.8 million, it is difficult to answer. You can refer to the universal settlement benefits announced by Ping An every month.

If it is a normal payment of 15 years, according to personal experience, the figure of180,000 is conservative and completely achievable. Actually, you are talking about capital preservation. Individuals can refer to the mid-range income of the official plan, or the settlement interest rate that is closer to reality.

Personal opinion, for reference only.

Finally, emphasize two points: Ping An Wisdom Star is also a good choice.

Whatever you choose, don't forget the extra premium exemption.

Good wishes!