How to buy children's insurance education fund is better?
Children's insurance education fund can also be called children's education fund insurance. Parents should keep in mind the following five points when purchasing children's education fund insurance:
1, catch up early and dare not be late. The earlier parents insure their children, the more education funds they accumulate, the less they pay each year, and the earlier they are guaranteed. Under normal circumstances, it is most appropriate for parents to insure their children before they are 5 years old.
2. Additional medical care. Especially newborn children, their resistance is relatively low, and they are prone to various diseases. They should be prepared for their children as soon as possible in medical care. At present, there are many children's education insurance on the market, plus accident insurance and children's medical insurance, which parents can consider.
3. Do your best. Do what you can, and buying insurance is no exception. If the premium accounts for more than half of the income, it will bring a relatively large economic burden to the family, so it is best to choose the right one.
4. Premium exemption function. Try to choose an education fund insurance product with premium exemption function when purchasing insurance. If during the payment period, parents have an accident or serious illness and lose the ability to pay premiums, the insurance contract is still valid, and the expenses required for children to go to school can be effectively guaranteed.
You don't need to buy life insurance. Generally, children's education insurance can be purchased until their children reach adulthood. If it has the functions of education and death at the same time, the life insurance coverage will be longer and the education coverage will be weakened. What are the good life insurance recommendations? I just sorted out the relevant contents, hoping to help you: the top ten insurance companies selling life insurance in 2020!
Which child insurance education fund is better?
It is not easy for a family to train a child into an adult. Because of this, parents pay more and more attention to their children's education. Many parents will buy a children's insurance education fund for their children to prepare for their future. So, which is better for children's insurance education fund?
People in the industry recommend China Merchants Cigna Baby Sailing Children's Education Gold Insurance, which can receive money continuously 1 1 year, covering the expenses of high school, university, further study, entrepreneurial wedding leave, etc., including 30 major diseases protection. In addition, if the insured has an accident agreed in the contract and is hospitalized due to illness, he can receive hospitalization allowance every day, with a maximum compensation of 600 days. Unfortunately, the insured has died or is seriously ill.
To sum up, when parents buy insurance for their children, they must try to choose education insurance products with premium exemption function, so that once an accident occurs, the children's education problems will be guaranteed.
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Children's education fund insurance Create a bright future for children
With the growth of children, education expenses are the biggest expenditure of a family. In recent years, the proportion of parents who choose to send their children to study abroad has greatly increased, which means that the cost of children's education is rising. In fact, even if you only go to high school and university in China, children will spend a lot on education, so it is the best policy to reserve children's education funds as soon as possible. There are many ways to reserve children's education fund, among which buying children's education fund insurance is a good way. In addition to storing education funds, it can also protect children from unexpected risks during their growth, killing two birds with one stone.
What are the characteristics of children's education fund insurance?
With the development of science and the improvement of living standards, people's awareness of investment insurance has gradually strengthened, and many parents have begun to focus on their children's education. For example, if they buy a house, they will choose a building with primary and secondary schools or rent a house to accompany them, so that their children can go to school and receive a better education. Many parents will also prepare a children's education fund for their children. Children's education fund, also known as children's education fund, is a special insurance fund set up for children's educational needs at different growth stages.