Merchants xinnuo children's education insurance products
Almost every insurance company will sell children's education insurance products, and China Merchants Cigna Insurance Company is no exception. At present, there are two main types of children's education insurance products launched by China Merchants Cigna:
1, Baby Sailing Children's Education Gold Insurance (C)
This product attracts the insured with the trinity protection of education, serious illness and hospitalization. The education fund is up to 2.7 million yuan, and the money received in 1 1 year covers the expenses of high school, university, further study and business marriage. Covering 30 kinds of critical illness protection, covering severe Kawasaki disease and benign brain tumors; Pay hospitalization medical allowance for up to 600 days; In addition, after the product is insured, if the insured unfortunately suffers from serious illness or accidental death as stipulated in the insurance contract, the remaining premium can be exempted, so that the protection of children can be continued. What kinds of critical illness insurance for children are available? Which are cost-effective? Which is the most worth buying? Let's take a look at 10 the inventory of children's critical illness insurance sold by major insurance companies.
2. Guarantee the future education annuity insurance (dividend-sharing) plan.
Compared with the baby's sailing products, this future education insurance is much simpler, mainly to protect the children's education expenses, and has the function of earmarking funds to plan the education expenses for the baby in advance; With premium exemption function, the insured can be exempted from paying the remaining premium if he dies unfortunately or is seriously ill; There is also the advantage of extra dividends to resist inflation; Free family doctor service, convenient insurance, loan policy and simple procedures.
The above are the analysis and introduction of two children's education gold insurance products launched by China Merchants Cigna Insurance Company. Of course, in addition to these two products, there are many insurance products to protect children's health or accidents. For details, please call China Merchants Cigna Customer Service directly for consultation or insurance.
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Children's education insurance recommendation
Children are the wealth of parents and the hope of the family. It is the common wish of every parent to let children receive high-quality higher education. No parents want their children to lose at the starting line, and many parents choose to buy their children's education insurance. In order to meet the needs of parents, various insurance companies have also launched children's education insurance. However, faced with a variety of children's education insurance in the market, many parents said that they did not know how to choose. To this end, I recommend a multi-guarantee children's education insurance-China Merchants Cigna Baby Sailing Children's Education Gold Insurance.
Advantages of children's education insurance plan
Every parent wants to give their children the best educational environment and conditions, but not every parent can do it, because all this can not be separated from a lot of educational investment. The children's education insurance plan allows insured children to reserve a fund at each specific stage of their lives, which not only reduces the burden on parents, but also provides them with a better educational environment and conditions.